Digital mortgages

Real-world use of the shared, immutable databases has become increasingly centered on piecemeal implementation in industry processes, which can be executed without waiting for broader technology reforms.

Several lenders have debuted artificial intelligence chatbots to help their customers through the homebuying process. What makes them stand out from the OpenAI phenom?

While policymakers have warned lenders they will be on the lookout for potential fair lending violations, the lack of current rules means many companies are trying to determine best practices on their own.

The deal is expected to help Stavvy further growth of digital self-service loss-mitigation options for borrowers and their lenders.

The Mortgage Cadence's pipeline of potential customers has shifted from "niche players" to primarily nonbank lenders, Executive Vice President Joe Camerieri said.

Accurate, timely data can hold the secret to understanding and anticipating your business needs. Insights by ICE Mortgage Technology™ provides an easy-to-use application to access industry and peer group data as well as industry benchmarking, so you can be better informed to make smart data-driven business decisions.

If the Supreme Court strikes down CFPB regulations by ruling against the constitutionality of the agency's structure, technological innovation will be harder for banks to achieve as regulatory clarity moves further out of reach.

The interactive tool can answer consumer questions about the mortgage process, explain the difference between products and give an approximate quote.

Mortgage companies are using AI and other tools to reach those who expect nothing less than a super-personalized and interactive experience from their online services.

Despite the "wow" factor, programs like ChatGPT are not, by themselves, the right tool for anything in the home loan space, argues the Director of Research at FormFree and Associate Director of the Institute for Artificial Intelligence at The University of Georgia.

New products that have come to market since the start of 2023 include one that aims to ensure TRID compliance and another that handles image processing for appraisals.

A Consumer Financial Protection Bureau case against the lender involved is still pending and could have broader implications for compliance issues.

A Connecticut Superior Court Judge has reviewed a long-running legal dispute that could define the role loan officers in direct mortgage operations play in originations.

The state will introduce new rules in 2024, while North Carolina and Delaware have similar legislation coming into effect this summer.