Rocket Mortgage

Maine's residential mortgage lending industry bears little resemblance to its prerecession version as changing conditions have shuffled the deck of top lenders and created new choices for borrowers.

The gap between what homeowners believe their home is worth and what the actual value widened for the fifth consecutive month in April, according to Quicken Loans.

Home values are increasing, but just not at the pace property owners believe they are.

Large banks will gain the advantage in offering online mortgages because of their greater financial resources, pricing capabilities and cross-selling ability, Fitch Ratings said.