Origination

Despite soaring home prices, other factors needed to inflate a housing bubble are absent from the real estate market. But experts warn falling home values and rising mortgage defaults are inevitable, even if conditions naturally cool off.

Servicers are still trying to figure out how they can best take advantage of the growing use of electronic notes and other digital mortgage tools by lenders and the secondary market.

Heading into a competitive spring housing market, optimism that now is a good time to buy hit its lowest share in two years, according to the National Association of Realtors.

Sales of existing single-family homes in Maine increased by about 6% in February compared with a year earlier, and the median sale price was up 8%, the Maine Association of Realtors said.

San Diego County home prices jumped 8.6% in February compared to a year ago, while sales remained tight as the region struggles with a shortage of homes for sale.

A limited number of properties for sale against a backdrop of steady demand helped keep home prices elevated in January, according to S&P CoreLogic Case-Shiller data.

Lawmakers approved a measure to increase the program's funding by nearly $3 billion over four years.

Here's a look at the states where home purchasing power is improving, bucking the national trends of inventory shortages and rising prices.

Banks would welcome a proposal to loosen Basel III capital restrictions because it would make holding mortgage servicing rights easier and stem the recent exodus of depositories from the servicing business, executives said.

Southern California home prices continued galloping upward at double-digit rates in February amid a lopsided mismatch between the number of buyers and sellers.