Origination

More bad news for people house-hunting in the Bay Area: Of the 10 hottest neighborhoods in the country this year, nine are in the San Jose metro area.

Mortgage rates, which are significantly higher since the start of the year, are likely to rise for weeks to come, according to Freddie Mac.

The changes to the tax code reduced Radian Group's fourth-quarter net income as the company took an incremental provision of $102.6 million.

The Seattle area has now led the nation in home price increases for 15 months in a row, the longest streak for any region since 2001.

A Bucks County, Pa., man is charged with lying to federal housing officials in a series of forged financial statements in order to serve as an approved mortgage lender for the Federal Housing Administration.

A measure of contract signings to buy existing homes rose in December for a third month, giving sales some momentum at the start of 2018.

The Palm Beach County, Fla., housing market continued to favor sellers in December, a month when home prices ticked up and inventory remained tight.

Rising rates suppressed total mortgage application activity, which decreased 2.6% from one week earlier, according to the Mortgage Bankers Association.

Rising mortgage rates have taken a toll on refinance lending and extended the lifecycle of existing loans. With new purchase originations also making portfolios larger, servicers must take steps to avoid capacity constraints.

The mortgage industry should expect significant volatility that could result in a wave of lender consolidation in 2018, warns an analyst at risk management technology vendor LoanLogics.