Origination

Small lenders have slashed their payrolls by 9,000 workers this year.

The regulator wants to ensure the government-sponsored enterprises set guarantee fees at a level that turns a profit after covering the cost of capital, administrative expenses and expected credit losses.

New York's banking regulator said Thursday that he intends to simplify state requirements for obtaining a mortgage banking license.

Prosecutors have probable cause to present a grand jury with the felony case against the Federal Housing Finance Agency official accused of threatening to kill former director Edward DeMarco, a judge ruled.

Executives at private mortgage insurers expect the Federal Housing Finance Agency, which oversees Fannie Mae and Freddie Mac, to reduce some fees in the next year, which would make privately-insured GSE loans more competitive with government loans.

Builders have noticed some easing of mortgage credit standards recently, but not enough to make a meaningful difference on the housing recovery.

Mortgage rates in the U.S. rose, increasing home-loan costs for the first time in six weeks.

Lenders across the country reported increased demand from consumers and businesses, continuing a prevailing trend from earlier this year, according to the Fed’s Beige Book.

While lenders do not survey applicants on sexual orientation for their Home Mortgage Disclosure Act reports, a look at the data on same-sex couple applicants is intriguing.

Bank executives see opportunity in selling MSRs and servicing the loans for the buyers.