Special Program Root Tag

Now that earnings season has kicked off, investors will be paying close attention for signs of loan growth and deposit pricing relief, though analysts don't expect improvements to materialize right away.

September's news roundup for the mortgage industry includes the impact of the Federal Reserve's rate cut on mortgage appetites, lenders continuing to launch and settle lawsuits and more.

Depending on who wins, it will be four years of progressive policy chaos or four years of indifference towards the housing market.

The top five cities have an average rate of housing units that were owner-occupied in 2022 of 70.32%.

Most of the investment community overall showed more favorable sentiment toward one presidential candidate than the other, but a subset of it begs to differ.

National issues such as the economy are prominent. But so are local concerns like a $10,000 limit on deductions for state and local taxes and high housing costs.

Mortgage applications were up and rates were down in the wake of the Federal Reserve's interest rate cut, but experts wonder will that be enough to counteract higher housing prices.

The top five credit unions have combined first mortgage loans and lines of credit of more than $104 billion as of June 30.

In their only vice presidential debate, Democratic nominee and Minnesota Gov. Tim Walz talked about how housing should not be considered a "commodity," while Republican Sen. J.D. Vance tied housing shortages to illegal immigration and government regulation.

The Federal Housing Finance Agency has proposed a change to capital rules on interest-bearing deposit accounts that would increase the Federal Home Loan Banks' flexibility to manage liquidity during times of stress.

The top five states have more than 403,000 housing units approved to begin construction in 2024, according to LendingTree.

The Federal Housing Finance Agency issued guidance to ensure the Federal Home Loan banks are lending based on the credit worthiness of the member bank, not solely on the quality of the collateral.

Is the originations game being reinvented by servicing tech? If not, should it be?

Cybersecurity is one of the hottest topics in the housing economy, and this panel is about how lenders, fintechs, and regulators are working together to turn cybersecurity readiness and leadership into an opportunity.

Open APIs and more nimble SaaS make it easier to build your whole tech stack custom, but is it wiser to buy core systems and focus on building differentiation?

Did servicing just save the originations business in this cycle? Or is a continuous servicing-to-originations loop the key to lender profitability and customer success in every cycle?

What generative AI is live and fully functional with real ROI today? Is it just marketing?

Lenders grow primarily from customer acquisition, loan officer (LO) recruiting, and operational efficiency – and in this panel, top lenders share strategies in these 3 areas.