Housing affordability

Dayton and Springfield, Ohio, are among the hottest home markets in the country as houses continue selling within days, defying the usual winter slowdown.

Affordability gains on new homes sparked sales as recent construction focused on the price points where inventory was needed, according to Redfin.

It was long believed down payment assistant programs were recipes for poor loan performance and future delinquencies, but that's not the case, according to a new report.

From the Tennessee-Kentucky border through coastal North Carolina, here are the 15 metro areas where millennial VA purchase-loan activity increased the most over the past fiscal year.

Inventory shortages, favorable tax policies and a dearth of affordable options caused homeowners to increase the number of years lived in their home, according to a Redfin report.

Home prices in 20 U.S. cities declined in August from the prior month for the first time in a year, reflecting moderation in some once-hot real estate markets.

The median value in the housing market shot to an all-time high between July and September, adding to affordability concerns, according to Attom Data Solutions.

Sales of new homes eased and prices continued their downward trend, suggesting the momentum in the sector may be slowing despite low mortgage rates and steady wage gains.

At a House hearing covering a whole host of housing finance reform topics, Fannie Mae and Freddie Mac's regulator said "if the circumstances" call for eliminating investors, "we will."

Gentrification and rapid home price growth have intensified the loss of wealth the African-American community experienced post-crisis, widening the chasm between what white and black borrowers can afford, Redfin found.

Home values posted the largest month-over-month spike in over five years due to continued buyer demand, according to Quicken Loans.

Here's a look at five up-and-coming housing markets for digital mortgage professionals, based on home affordability and the availability of technology careers.

One million dollar tear-downs. Bidding wars. House hunts that last for years. Life in the Bay Area real estate market has long been harsh for buyers.

While home affordability reached a 32-month high in September, it could continue to increase in the fall months, according to Black Knight's Mortgage Monitor.

Miami-Dade's housing affordability crisis is so dire, it now poses as much of a threat to the region as sea level rise, according to Florida International University's Jorge M. Perez Metropolitan Center.

Fannie Mae is cracking down on homebuyer education requirements, particularly for first-time homebuyers and purchasers utilizing high loan-to-value mortgages.

With housing affordability still a prominent hurdle to homeownership, prospective buyers — especially millennials — now get creative in order to find suitable homes, according to Chase and the Property Brothers.

Vancouver home sales rebounded 46% in September in a sign that Canada's most expensive home market may be finding its feet following a policy-driven downturn.

Millennials — now more than ever — dictate the direction the housing market is moving in, and with the deceleration of starter home prices, more should become homeowners soon, according to CoreLogic.

Home prices have more than recovered since the recession, but higher-than-ever medical and student debt is robbing many homeowners from realizing the benefits, while keeping others away from the market, according to Zillow.