Originations

Are you being proactive and doing the things needed to keep your partners happy by preparing their clients for home ownership?

Congressional opposition to lowering the limits may be responsible for the delay.

A New York State examination showed the lender charged homeowners upfront “discount fees” in exchange for lower interest rates, but failed to give the borrowers the promised discounts.

Other gains at the company offset a 39% year-over-year decline in mortgage banking revenue to $65 million.

The company was found guilty by a federal jury in a trial about loans sold to Fannie Mae and Freddie Mac.

The state has the power to do this, but it hasn’t done so yet.

Sometimes the most innocent comment in a blog ends up turning into a partisan response.

The bank expects a 10% drop in fourth-quarter originations.

The Salt Lake City company has long lagged in mortgages, and now is the time to get more aggressive as big rivals pull back and small competitors struggle with qualified-mortgage rules, CEO Harris Simmons says.

House appreciation slowed in the Pacific states even though price increases could top 20% this year.

Volume in the near future will benefit from the end of the shutdown and a further delay for the start of the taper.

The number of active mortgages in foreclosure continues to fall as of month-end September, but the delinquency rate increased.

What to say on and how to track these calls.

The new originations lenders sell to the secondary market are tougher to come by, and data show minority communities and immigrant communities are underserved. So why aren’t investors more interested in products like foreign-national loans?

Ginnie Mae ends the fiscal year on a down note as refinancings slow.

Twelve of the 17 Mortgage Industry Equity Composite Stocks closed higher on Tuesday.

The property is non-owner-occupied and doesn’t qualify for conforming products.

Demand for units adjusted down for the first time in several years, according to a multifamily housing survey.

Blacks and Hispanics are likely to find it more difficult to obtain credit or face paying higher prices when the "qualified mortgage" rule goes fully into effect, a process that could take up to seven years.

The new qualified mortgage rule is pressuring vendors of loan origination systems to work with lenders to recode their units. There's a lot of work to be done before the Jan. 10 deadline.