Originations

Home prices experienced a 0.01% decline in September, though they are up 4.6% from the same time last year, according to the Black Knight Home Price Index.

Loan officers can spend days or weeks preparing for a sales pitch, but if it's done incorrectly, it will fall on deaf ears.

Some topics of conversation for mortgage originators to discuss with their real estate referral partners.

The Federal Housing Administration could finally get something it desperately needs: upgrades to its outdated technology infrastructure. But industry groups object to the new fee being proposed to generate the necessary funding.

Giving roughly 5 million immigrants at least temporary relief from deportation could conceivably ease lenders' and borrowers' qualms about mortgages to undocumented workers who qualify with individual taxpayer identification numbers.

Lenders who make or buy non-qualified mortgages are learning how to get more of a handle on the risks, in part by ensuring they don't stray too far away from QM boundaries.

Bond investors are wresting higher yields from landlords in the fledgling business where rental homes are financed by credit markets.

Fannie Mae and Freddie Mac updated their representation and warranties frameworks in a move designed to encourage mortgage lenders to ease credit restrictions by limiting repurchase requirements.

The average rate for the 30-year mortgage dropped below 4% compared with the previous week, according to a report by Freddie Mac.

Essent Group has priced a $267 million secondary public offering of its common stock.

The number of mortgages refinanced grew by four percentage points in October from September, according to an Ellie Mae report.

An automated consumer training technology aims to mitigate compliance risk in loans outside qualified mortgage standards for liability protection.

October housing sales figures in California remained tepid despite the lowest mortgage rates in 18 months, according to a new report from the California Association of Realtors.

The namesake of the lifetime achievement Mortgage Technology Award left a tremendous legacy on the mortgage industry.

Purchases of previously owned U.S. homes unexpectedly rose in October to a one-year high as low borrowing costs helped sustain the recovery in residential real estate.

Fannie Mae and Freddie Mac's new low down payment loans products may not represent such a risk to the Federal Housing Administration program as some have feared.

Becoming a continuing education instructor for real estate agents is a way to develop new referral sources and get more business.

More than 60 members of Congress joined banks and credit union trade groups this week in urging the agency to modify its plan to require members of the 12 regional Home Loan Banks to hold a certain percentage of mortgages on their books.

Going from 5% to 3% may seem like a small difference, but depending on the details, it could mean thousands of new buyers into the market.

WASHINGTON — The top Republican and Democratic spots on the House Financial Services Committee will remain unchanged in the new Congress.