Originations

Acquiring the technology vendor would help Altisource build a marketplace for ancillary mortgage services and reduce the company's reliance on its former parent and top client, Ocwen.

It sounds liked a great business formula: home loans soared at several megabanks last quarter after they spent months cutting thousands of jobs to save costs. But executives remain concerned about profit potential because market shifts and new regulations are making mortgage lending more expensive.

New and experienced compliance experts have to learn the nuances of all the new regulations.

Since PHH is now a pure-play mortgage company, it made sense to have just one executive running the business, industry experts said.

Regions Bank in Birmingham, Ala. has been approved as a Fannie Mae Delegated Underwriting and Servicing multifamily lender and acquired the servicing on a $1 billion Fannie apartment loan portfolio.

Mortgage executives are optimistic about the direction of the housing industry, but still think it is difficult for consumers to obtain real estate financing.

D.R. Horton is rolling out a new brand that will focus on providing affordable starter homes.

Julian Castro takes the helm as the housing recovery continues to lag the rest of the economy.

The Federal Housing Administration is revamping its loan review processes to correct faulty underwriting in an effort to lure institutions back to the program.

If you worked at a bank and you spent $250,000 on a new marketing campaign and got no results, would you keep spending?

Although the proposal to add more Home Mortgage Disclosure Act requirements was required by the Dodd-Frank Act, those in the lending industry said they were taken aback by the amount of additional information the CFPB is seeking, arguing it goes way beyond the regulatory reform law.

The online ballot is now open for mortgage lender and servicing professionals to vote for their favorite technology and services vendors.

Using the MERS System helps stop mortgage lenders from fraudulently pledging the same loans to multiple warehouse lines. Most line providers register as interim funders. Some recent entrants may not.

The Consumer Financial Protection Bureau issued a proposal Thursday that would require lenders to disclose more information about mortgages, including the age and credit score of homebuyers, the property value and interest rate details.

Public officials must make it clear once and for all that the law forbids them to deny or delay a loan because an applicant is pregnant or on parental leave.

MGIC Investment Corp. promoted Patrick Sinks to chief executive officer as the mortgage insurer looks for ways to raise capital to meet new industry standards proposed by a U.S. regulator.

Mortgage rates were little changed, keeping borrowing costs close to the lowest this year as housing rebounds after a slow start to 2014.

The Federal Housing Administration is working to revamp its loan quality review program so that lenders will gain confidence in originating more single-family loans backed by the agency.

A continued but modest rebound in the housing market and overall economy during the second half of 2014 are not likely to offset the sluggish pace of activity during the first two quarters of the year.

A big reason we have so many last-minute surprises is because data, documents and requests sit and wait until they are all ready for review by the next person in line.