Originations

The housing sector is increasingly a drag on consumption and job creation. The fault lies not with the market but with ill-considered regulations and bank capital rules.

Zaio Corp., a Canadian company that tracks property values in the U.S., is in talks to acquire Axis Appraisal Management Solutions.

USMI, the new trade group being formed to replace the Mortgage Insurance Companies of America, will include all of the active carriers in the industry – except AIG's United Guaranty.

These companies have cut 21,500 employees since last summer.

The Community Home Lenders Association is pointing to President Obama's recently released budget as proof that the Federal Housing Administration has leeway to lower premiums.

Carl Cole was sentenced for his role in a $30 million scam in the Bakersfield, Calif. market.

Scott Tomlinson at Flint Community Bank used a meeting with the agency's deputy director to speak his mind on the shortcomings of mortgage regulation.

Mortgage Technology is pleased to begin accepting nominations for the 2014 Top 50 Service Providers.

The nomination form is available on MT's website. Click here to access the application.

Loan processors should continue the conversation that the loan officers hopefully started. Like asking, "What did you like about that house?" while trying to nail down the appraiser's contact information.

The Fix-It Award recognizes technology that provides an effective solution to a specific industry problem, need or channel. Learn about this year's finalists and see who won the 2013 MT Award.

Mortgage rates for 30-year loans fell for the first time in four weeks, decreasing borrowing costs for homebuyers as the recovery in prices stretched into 2014.

Have you made excuses to your friends, family and even yourself as to why you have to work late?

U.S. Bancorp is helping to finance the redevelopment of a New Orleans housing project in the historic Treme neighborhood.

Mortgage applications rose 9.4% from a week earlier, according to the Mortgage Bankers Association's survey for the week ending Feb. 28.

Consumers were less eager to seek new mortgage loans for home purchases in the first quarter, according to a Federal Reserve report.

The increased scrutiny, mortgage bankers complain, would end recent attempts to provide home loans to borrowers with weaker credit, something the FHA has been trying to spur for years.

Success in business, just as in team sports, depends on using the individual with the right skills to score.

Home equity lending increased for the first time last year but overall mortgage originations in January were the lowest since November 2008, according to Black Knight Financial Services.

New Year's resolutions are beginning to fade and the reality of the shrinking origination market has settled in for most residential mortgage lenders.

Google Capital, the growth capital fund of Google Inc., has made a $50 million equity investment in Auction.com.