Nonbank

Lenders see their outfits growing where experts are predicting market decline, despite statistical dissonance. Having a plan to weather the downturn is the key to their growth.

National Mortgage News readers share their views on the most pressing mortgage and housing topics of the month. Comments are excerpted from reader response sections of NationalMortgageNews.com articles and our social media platforms.

The cost of capital and regulatory compliance has convinced the top four banks that making home loans to American families is not worth the risk.

American International Group is expanding bets on property lending and safe fixed-income securities after hedge funds investments soured.

Despite the outcry prompted by lenders' commercials during Super Bowl 50, customer satisfaction surveys indicate borrowers are more than ready for the ease and convenience of digital options.

Blackstone portfolio company Incenter has agreed to purchase Interactive Mortgage Advisers.

Walter Investment Management Corp. has named David Schneider as president of servicing and originations at Ditech Financial.

The Consumer Financial Protection Bureau's indirect response to Quicken Loans' Super Bowl 50 commercial implicitly warns consumers to be wary of technology, which points to a bigger problem: does the CFPB even know what it wants from the mortgage industry?

The nonbank mortgage sector ended 2015 with 12,300 more full-time employees than in December 2014.

Computershare has agreed to acquire Capital Markets Cooperative for $71.2 million.

Financial companies from Quicken Loans to SoFi will be advertising in Sunday's game — a rare sight in recent years — despite the estimate $5 million price tag.

The near future may find more banks ceasing to originate residential mortgages in an effort to stop the slide in stock prices.

The final deadline for all Top Producers Survey responses is here. All entries must be submitted online by 6 p.m. EST Monday, Feb. 1.

Walter Investment Management Corp. has acquired a servicing platform and other assets from Residential Credit Solutions.

D.R. Horton is expanding its entry-level Express Homes brand amid first-time buyers' growing demand for both homes and mortgages.

American International Group announced $3.6 billion in new costs to fill a reserve shortfall and said it will hold an initial public offering for its mortgage insurer and sell an adviser network as CEO Peter Hancock seeks to boost returns and protect his job after criticism from activist investor Carl Icahn.

Brokers and small lenders are being crushed under the weight of heavy regulation, leaving loan officers little choice but to shoulder the burden themselves — or move to an organization that can handle the regulatory requirements.

Independent mortgage lenders are expecting a wave of consolidation prompted by excessive compliance costs, a tepid housing recovery and the need for more capital to grow their businesses. Roughly 20% to 25% of independent companies could be eliminated or change hands in less than two years.

Employment at nonbank mortgage lenders and brokers was down in November, according to the latest Bureau of Labor Statistics data.

The Federal Reserve's interest rate increase has commercial real estate debt and equity financing players even more upbeat about their prospects in 2016.