Plenty of financial firms are underprepared or haven’t adequately tested their recovery plans.

A panel of 49 economic forecasters expects housing starts will hit 1 million this year and 1.18 million in 2014 as home prices continue to rise.

Credit unions are showing a healthy 5.2% annual growth in lending, but the overall loan-to-share ratio, 57.1%, remains at its lowest point since 1994.

ISGN Corp. appointed former Xerox executive Nancy Alley as its chief product officer.

The qualified mortgage rule is a special carve-out to the ability to repay requirement.

Home sales probably rose in April to the highest level in more than three years, extending gains in residential real estate that are giving the U.S. expansion a lift.

The state of e-mortgages is now poised to take a quantum leap forward.

San Francisco is considered to be the least affordable market in the nation for housing.

New compliance requirements don’t typically inspire the most innovative technology enhancements in the mortgage industry. But the upcoming overhaul of borrower disclosure forms has created an opportunity to re-engineer the way lenders and title companies execute mortgage closings, according to Document Systems Inc. CEO Dominic Iannitti.

In the past two years, 85% of Hispanics were engaged in online banking, compared to 74% of all U.S. households.

LendingQB has put the guidelines from four of the six private mortgage insurers onto its loan origination system’s automated underwriting engine.

With regulatory reform, the secondary mortgage market as well as the primary one will have heightened liability when it comes to loans.

As a result of the new qualified mortgage rule from the Consumer Financial Protection Bureau, nearly half (44%) of credit unions in a survey indicated they will cease originations of non-qualified mortgages, while another 44% will reduce originations.

The National Association of Realtors is projecting that existing home sales will rise 16% from 2012 to 5 million this year.

When it comes to counseling consumers on their financial health, home buying or home retention, an effective client management system can help with that process that takes place following an initial counseling session.

Concordia Bank & Trust, with assistance from the Federal Home Loan Bank of Dallas, has provided a SNAP grant to a Mississippi senior citizen who needed a new roof for her home that was built more than 130 years ago.

NewDay USA, a lender that specializes in originating VA, FHA and reverse mortgage loans, has completed the move of their company headquarters to a new building in Fulton, Md.

Data integrity is a key focus in quality control when it comes to getting a loan closed both efficiently and accurately in line with compliance.

A temporary worker for PHH Corp. potentially gained access to employees' personal information, including Social Security numbers and dates of birth.

House prices rebounded in 2012 as seven out of every 10 metro areas posted significant gains. But price appreciation will be more modest in 2013.