Many potential applicants are taking the first offer they receive on their mortgage, missing out on substantial savings.

Secure Settlements has developed a proprietary risk analysis software that references national databases and a risk rating system to verify closing companies and individuals in real time and provide a standardized evaluation and reporting platform for mortgage originators.

Sales were as hot as the weather in Houston in July as they were up for the 14th consecutive month.

According to new figures compiled by the Mortgage Bankers Association, the refi share fell to 80% of all new business, compared to 81% the week prior.

Scandals have tarnished the reputations of many large bank mortgage lenders and one expert believes they need to go back to being community lenders, the same niche their smaller competitors occupy.

Analysts at JPMorgan Chase expect the upcoming National Association of Realtors' report to show a 3% increase in sales from June to a 4.5 million seasonally adjusted annual rate in July.

Determining a portfolio’s exact level of risk is particularly challenging due, in part, to the sheer volume of data and information requiring thorough review.

Attus Technologies, a provider of regulatory compliance products, has introduced six new Dodd-Frank Act planning and mortgage reform compliance self-assessment modules to its Managed Compliance Service.

Given the pace and complexity of changes impacting the mortgage industry, getting it right the first time can be quite a challenge.

When faced with a regulatory change that impacts business operations, there are two ways to view the challenge: as a crisis or as an opportunity.

A plug-in developed by Quandis enables attorneys to verify whether borrowers are protected by the active duty provisions of the Servicemembers Civil Relief Act from an Excel spreadsheet.

Sales in the top 50 master-planned communities accounted for roughly 5% of all new home sales last year.

A survey released by Ellie Mae found that bankers remain concerned about regulation and compliance costs, but many believe they can benefit from reduced competition and other lenders are forced out of the mortgage business.

Integra Group Real Estate said that through the first six months of 2012, its transaction volume increased 28% compared to the same time period a year ago even though overall REO sales in the region dropped.

The Treasury Department unveiled a bold new plan to speed up the dissolution of Fannie Mae and Freddie Mac, saying the two can no longer retain profits and must reduce their massive portfolio holdings at an annual rate of 15%.

Bank of America’s alliance with Hope LoanPort may give a new boost to the number of modifications completed hereon.

SAS Security Intelligence software provides fraud prevention and security protection in a single platform operating across all delivery channels and an entire bank's business.

Single-family housing starts fell 6.5% in July from the month prior while multifamily starts jumped nearly 10%.

Impac Mortgage Holdings originated $532 million of residential loans in the second quarter, a 135% gain from the same period a year ago as its business continued to grow at an impressive clip.

A Home Affordable Modification Program report shows that 75% of non-government-sponsored enterprise borrowers entering the program in June received some form of a principal reduction.