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"We continue to encourage you to exercise due diligence to establish conservative haircuts and controls over collateral pledged" by insurers to support advances, said FHFA Director Mel Watt.
BY Brian Collins
FHFA Director Mel Watt also reiterated concerns regarding insurance companies and large bank members, saying that some Home Loan Banks have large exposures to a few individual members.
A Florida investment advisor says he has devised a path to homeownership for high-earning young professionals saddled with student loans: refinance them into 100% loan-to-value mortgages, placed in his firm's portfolio.  more »
The due-diligence firms that vet loans before securitization are erring on the side of caution when assessing the risk to investors of liability from the new consumer mortgage disclosure rules.  more »
Home values rose 5% from a year earlier to a median of $187,000 in April, Zillow said Tuesday. That’s well above the 2% increase in home values the Seattle data company had predicted.  more »
Staying on top of credit underwriting rules is essential for Rosalie Rains of Capital Financial Advisors, and when things get slow she can always turn to the two-color flier she made when she first started originating loans.  more »
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Staying on top of credit underwriting rules is essential for Rosalie Rains of Capital Financial Advisors, and when things get slow she can always turn to the two-color flier she made when she first started originating loans.
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