Housing and Urban Development Secretary Julian Castro challenged lenders to make more mortgages, saying the credit pendulum has swung too far on the side of caution.
The Federal Housing Finance Agency is close to issuing refinements to the government-sponsored enterprises' representation and warranty framework that will limit lender liability on buybacks of legacy loans.
Learn how one bank replaced its paper-based loan origination system with D+Hs Web-based MortgagebotLOS, and is keeping pace with compliance and customer needs.
If they take control of the Senate next year, GOP leaders may want to show they can get legislative results ahead of the 2016 Presidential election.
Lenders that use Collateral Underwriter may be eligible for Rep & Warrant relief on appraisal in the future.
A growing number of industry insiders find mortgage lending compliance may slow down but will not stop increased demand for electronic transactions.
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