Fannie Mae, Freddie Mac shifts and lender impact
Joy Dasgupta of Gyan

Joy Dasgupta is CEO of Gyan, which builds explainable, enterprise-grade AI for financial services focused on escalating compliance and governance risks.

He brings an enterprise insider's view of the challenges early technology adopters face from his time with American Express and Hewlett Packard.

Female Appraiser Evaluating House

The Federal Housing Administration is moving to the same standard for the new Uniform Residential Appraisal Report that the conforming market is adopting.

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Maintenance of key mortgage tools requires a nuanced strategy as the full cost will stretch across the tech stack, but inaction could be worse, experts say.
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Depositories, credit unions and nonbank lenders have different needs from their loan origination software, and smaller lenders are more agile customers.