New research found limitations in current appraisal tools and methods contributing to inconsistencies that may result in incorrect property valuations.
The agency is decreasing the dollar amount for the second consecutive year, maintaining the percentage quota for mission-related loans and adding a new exemption.
While nearly 1.6 million forborne borrowers remain, about 460,000 are up for review at the end of September.

Joy Dasgupta is CEO of Gyan, which builds explainable, enterprise-grade AI for financial services focused on escalating compliance and governance risks.
He brings an enterprise insider's view of the challenges early technology adopters face from his time with American Express and Hewlett Packard.
The Federal Housing Administration is moving to the same standard for the new Uniform Residential Appraisal Report that the conforming market is adopting.
-
Plaintiff Jason Morano argues that his suit forced Rocket and Redfin to release information that helped shareholders make an informed decision on the merger.
-
After steering his former companies through turmoil, Martell will again attempt to turn fortunes around for a firm under regulatory and legal scrutiny.
-
A year after the transaction was announced, and 11 months' post-cancellation, an AI-driven answer to a search engine query said the deal was completed.
-
A survey from Redfin reveals that Americans are unsure about how President Trump's policies will affect home prices.
-
The National Fair Housing Alliance accuses the department of using inaccurate statistics to justify deep cuts to fair housing programs
-
Opposition is growing to the Trump administration's efforts to roll back fair lending requirements for lenders imposed by Biden-era prosecutors.
- Daily BriefingDelivered Every WeekdayIdeas that impact your business delivered to your inbox every day.
- Origination BulletinDelivered Every WeekdayHeadlines, marketing tips, and opinions for loan officers and origination sector professionals.
- Servicing BulletinTuesday, ThursdayInsights and perspectives for the mortgage servicing professional.
- Technology BulletinThursdayA roundup of the latest headlines and opinions on the mortage technology sector.
-
Borrowers still intend to achieve the American dream of homeownershipeven if they have to lie to qualify for a mortgage.
-
We're hearing the private-label jumbo MBS market has slowed to crawl mainly due to higher mortgage rates.
-
It was not that the Home Mortgage Disclosure Act inaccuracies were intentional. Rather, it was that insufficient compliance and monitoring caused them.
- ON-DEMAND VIDEO
Monetary policy remains the key to the markets. The Federal Open Market Committee predicts one rate cut in 2026, but the panel will get a lot of data before
- ON-DEMAND VIDEO
With the government reopened and data flowing, the FOMC may cut rates again in Dec. Steve Skancke, Chief Economic Advisor at Keel Point, will break down the mee
- ON-DEMAND VIDEO
Will the Federal Reserve cut rates in October? BNP Paribas Chief U.S. Economist James Egelhof discusses the meeting and Chair Jerome Powell's press conference.
-
-
-
- Partner Insights from Hyland






































