Fannie Mae, Freddie Mac shifts and lender impact

Chuk Okpalugo is the founder of Stablecoin Blueprint, an independent research and education initiative. He also serves as editor of Money Code, a stablecoin-focused newsletter published by This Week in Fintech.

Joseph Gormley horizontal photo

The government mortgage securitization guarantor flagged the goal back during the first Trump administration, warning then that it would be a long-term project.

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Maintenance of key mortgage tools requires a nuanced strategy as the full cost will stretch across the tech stack, but inaction could be worse, experts say.
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Depositories, credit unions and nonbank lenders have different needs from their loan origination software, and smaller lenders are more agile customers.
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