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The Trump administration's thinking on housing is filled with conflicts and contradictions, a quilt work of at times irrational proposals that seem to be at odds with the real world of mortgage finance.
October 2 -
Whether Congress and/or the mortgage industry is able to untangle two opposing threads in the Trump administration's plans is anyone's guess.
September 12 -
Wide short-term swings in interest rates — and loan prepayments — that we've all witnessed have serious secondary effects on consumers, lenders, investors and also policymakers.
August 19 -
An important traditional tool of monetary policy has been diminished and may even become counterproductive in the future.
July 17 -
Will the runoff of MSRs leave a hole in the capital of the mortgage finance industry?
June 25 -
The assumption that conservatorship can end without significant changes in how the GSEs operate may be the most dangerous one of all.
June 4 -
The shift to nonbank lenders will put the breaks on non-qualified mortgage and home equity line of credit origination growth.
May 20 -
Recapitalizing the GSEs by cutting off returns to the government would essentially be buying the GSEs from the taxpayers with money that belongs to the taxpayers.
May 1 -
Historically, rising interest rates have enabled banks to earn more, but this time around in the banking industry, like much else, things are a little different.
April 23 -
Some hopeful souls in Washington believe the commercial banking industry will return to originating and servicing higher-risk mortgages, but most banks are more likely to continue withdrawing from the sector.
January 29
