John Adams is executive editor of payments for American Banker. John interviews top executives in the payments, cryptocurrency and fintech industries, hosts podcasts, moderates conference panels and curates the new Payments Intelligence portal.
His work includes profiles of
John has been with American Banker and related products for 30 years, covering bank technology, advertising, mortgages and capital markets.
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Bilt's new card caps interest rates at 10% for one year and Affirm is adding BNPL for rent as analysts predict the political environment will benefit fintechs.
By John AdamsJanuary 16 -
The list of 57 early adopters includes large banks like BNY Mellon, JPMorgan Chase and Wells Fargo, as well as large bank technology companies including Jack Henry, FIS and Fiserv.
By John AdamsJune 29 -
The bank is working with The Clearing House and real estate tech company EMTransfer and is hoping to cut paper and time from the process of selling property.
By John AdamsMay 17 -
The credit bureaus plan to add repayment data for installment loans, a move that can inform credit decisions and help answer regulators' questions about how such borrowing affects consumers' financial health.
By John AdamsJanuary 5 -
Control of the U.S. Senate hangs in the balance in the upcoming election, with the outcome determining the direction of laws and regulations that can have a profound impact on financial services, technology, fintech and payments innovation.
By John AdamsOctober 2 -
Bisignano, who engineered a technology-driven recovery at First Data before it was acquired by Fiserv last year, will take Fiserv's top job as the company forges its coronavirus strategy.
By John AdamsMay 7 -
The timing of the settlement serves as a warning to other companies of the risks they face in an increasingly data-focused economy.
By John AdamsJuly 22 -
Every week starts and ends the same way — with meetings where departments can share successes and challenges. It’s one way the payments company ensures cross-collaboration.
By John AdamsFebruary 24 -
Donald Trumps stunning upset in the presidential race is likely to embolden his followers to push for changes to Internet law that could significantly alter how financial technology is conceived, built and delivered to market.
By John AdamsNovember 9 -
The patent positions the company to “own” parts of the technology that help calculate required mortgage fee disclosures.
By John AdamsFebruary 1 -
Can a law that has yet to be fully implemented force a company to shut down a line of business?
By John AdamsJanuary 15 -
For smaller originator The Bank Mortgage Network, the struggle to stay legal and in business has led to a strategy that includes a nod to high-tech manufacturing.
By John AdamsJanuary 9 -
People widely use Google when house shopping, but a U.K. researcher says Google's own foray into mortgage comparison shopping, which has struggled in the U.S., faces an uphill battle because of how the search engine's brand is viewed by consumers.
By John AdamsDecember 19 -
The acquisition will add more than 1,500 mortgage risk specialists to service provider MphasiS and help the company provide more intense mortgage risk analysis.
By John AdamsDecember 3 -
The taxman is allowing electronic signatures to be used for income verification documents, removing a lingering obstacle to paperless origination.
By John AdamsNovember 27 -
The recovery of the mortgage market relies partly on banks' ability to quickly sell the real estate properties they own to new buyers.
By John AdamsNovember 21 -
Loan modifications continue to be a smart move politically and from a risk management perspective, and new technology is aimed at streamlining the way qualifying documents are moved between borrowers and loan servicers.
By John AdamsNovember 13 -
The technology that lets a user deposit checks by taking photos of them with his smartphone is being applied to mortgage documents, though with some limits.
By John AdamsOctober 25 -
For smaller banks, searching for revolutionary technology is a bit like window shopping in Beverly Hills.
By John AdamsOctober 24 -
When it comes to borrower vetting, there’s some information that only originators are checking.
By John AdamsOctober 18













