Paul Centopani

Despite mortgage rates continuing their two month downslide, applications decreased 9.8% from two weeks ago due to market uncertainty, according to the Mortgage Bankers Association.

With its bolstered fundraising cache, the Mortgage Bankers Association Political Action Committee should hold an increased influence over the industry's policy and regulation issues in the coming year.

By honing her ability to fix inefficiencies and identify new profit opportunities, Mary Ann McGarry broke down gender barriers and found success as CEO of Guild Mortgage. The key, she says, is remaining adaptable and collaborative without losing focus on end goals.

As mortgage rates fall alongside the stock market back to their low levels of the summer, home sales could ultimately benefit, according to Freddie Mac.

The mortgage industry heads into 2019 with little relief from the market strains of the past three years. To succeed — or at least survive — lenders must confront major questions about demand, affordability and market consolidation.

Home retention actions from Fannie Mae and Freddie Mac through the first three quarters of 2018 already eclipsed 2016 and 2017 while forfeitures kept declining, according to the Federal Housing Finance Agency.

As home prices continue their ascent, affordability fell for four straight quarters, according to Attom Data Solutions.

From Ohio to Utah, here's a look at the 12 housing markets with the highest percentage of millennial purchasers.

Rising rents combined with growing housing inventory could lead to increased purchase mortgage originations in the near future.

October's rise in the supply of homes for sale could signal the housing market getting closer to equal footing for buyers and sellers, according to Remax.