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  • Originations
  • Servicing
    • Secondary Markets
    • Fannie Mae
    • Freddie Mac
    • GSEs
    • Housing Markets
    • Housing Inventory
    • Mortgage Rates
    • Industry
    • M&A
    • Earnings
    • Career Moves
    • Politics & Policy
    • Regulation & Compliance
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    • Advances in Tech Demo Days
  • Mortgage Rates
  • Law & Legal Issues
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  • LoanThink
  • LEADERS
  • Featured Research
  • Consumer banking
    Gen Z favors word of mouth over marketing

    Forget special offers, ubiquitous branches and promises of convenience. Younger clients want to see state-of-the-art technology and hear good things from friends and family, according to a recent Arizent survey.

    John Reosti Author Image
    By John Reosti
    Reporter
    August 23
    Beautiful Businesswoman completes KYC using an online banking program in order to open a digital savings account. The definition of cyber security
  • Regulation and compliance
    Regions to pay $3 million in steeper-than-usual flood insurance penalty

    The Alabama-based regional bank didn't effectively track whether some loans complied with flood insurance regulations, according to the Fed. Regions said that it had fixed the issue by 2017.

    By Polo Rocha
    Staff Writer
    August 22
    Regions Bank
  • Regulation and compliance
    Becoming a bank proves challenging for fintechs seeking survival

    Figure, Oportun and Brex are among the fintechs that have dropped their applications for a banking charter.

    By Paige Smith and Yueqi Yang
    August 22
    Mike Cagney, Figure Technologies
  • Commercial banking
    BMO, Wells Fargo and USAA are latest banks to report layoffs

    The job cuts come amid caution about the industry's growth potential in the second half of the year. Some 45,000 positions have been lost in banking and related industries over the last two-plus years.

    By Kevin Wack
    Banking Editor
    August 21
    BMO USAA WF collage.jpg
  • Cyber security
    How the mortgage industry is responding to cybersecurity risk

    Ransomware attacks are an increasingly significant threat to the home finance industry.

    By Courtney Hoff Dockerty
    Writer, Growth Content
    August 21
    Fannie Mae's headquarters
  • Artificial intelligence
    Ally Bank's foray into generative AI: 'We don't want to stand still'

    The bank developed its cloud-based Ally.ai platform within months. Now it has rolled out its first use case: summarizing customer service calls so the agent doesn't have to multitask.

    By Miriam Cross
    Tech Reporter
    August 18
    Sathish Muthukrishnan, the chief information, data and digital officer at Ally Bank.
  • Federal Reserve
    In debate over appraisal bias, rival researchers clash over key data

    A 2018 report laid the groundwork for the Biden administration's push to root out discrimination in home valuation. A counter study says no such practices exist.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    August 17
    homes-031221-topten.jpeg
  • Industry News
    Regions Bank to shutter three mortgage-only branches

    Offices impacted are located in Chicago, Cincinnati and Kansas City, a company representative said Wednesday.

    maria_volkova_NMN_tech_reporter_headshot.png
    By Maria Volkova
    Reporter
    August 17
    Layoffs news headline
  • Credit reporting
    What the medical collections credit update suggests about the FHFA's overhaul

    Removing such debt information from consumer reports generated an uptick in home loan inquiries in one study and other industries have found advanced score use pays off.

    nmn_author_Bonnie_Sinnock.jpg
    By Bonnie Sinnock
    Capital Markets Editor
    August 16
    Hand turns dice and changes the expression "credit down" to "credit up".
  • Regulation and compliance
    What banks can learn from Experian's email-ad settlement with FTC

    The credit-reporting agency was fined $650,000 for sending customers marketing emails without an option to unsubscribe. Financial institutions are subject to the same law, called the CAN-SPAM Act.

    By Orla McCaffrey
    Staff Writer
    August 15
    Experian - FTC
  • Mortgage technology
    5 mortgage fintech developments in the news

    BofA's fintech accelerator launch and Guaranteed Rate's new insurance offering via a brokerage spinoff are among the latest fintech stories.

    By Courtney Hoff Dockerty
    Writer, Growth Content
    August 14
    bank-of-america-bl-011518.jpg
  • Regulation and compliance
    FDIC: Office loans, nonbank financing, cybersecurity are top bank risks

    In its annual report, the Federal Deposit Insurance Corp. explored the various credit, market and operational risks facing the banking sector. It also explored crypto and climate issues.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    August 14
    FDIC
  • Credit reporting
    Why fewer credit reports could mean more complexity for mortgages

    This first step in updating borrower assessments was seen as the easiest and could reduce costs, but stakeholders fear change that reduces data inputs.

    nmn_author_Bonnie_Sinnock.jpg
    By Bonnie Sinnock
    Capital Markets Editor
    August 14
    Portland, OR, USA - Jan 19, 2022: Personal credit scores provide
  • Fraud
    Bank upheaval drives increase in mortgage payoff fraud

    Incidents have increased by five times on a quarter-to-quarter basis, starting with the shift in deposit relationships after Silicon Valley Bank failed, CertifID said.

    Brad Finkelstein Author Image
    By Brad Finkelstein
    Originations Editor
    August 11
    Thomas W. Cronkright II
  • Technology
    How mortgage AI chatbots stack up against ChatGPT

    Several lenders have debuted artificial intelligence chatbots to help their customers through the homebuying process. What makes them stand out from the OpenAI phenom?

    By Annabel Burba
    Reporting Associate
    August 11
    ChatGPT
  • Housing markets
    Gap grows between new and existing homeowners

    A report by Black Knight shows still-increasing home prices, which is bad news for prospective buyers, but good news for existing homeowners, who are gaining equity.

    By Annabel Burba
    Reporting Associate
    August 11
    For sale sign with 'sold' sign plastered over it, in front of house and an open moving van filled with brown boxes.
  • Consumer banking
    Wells Fargo offers down-payment grants to boost minority homeownership

    The company is rolling out a special-purpose credit program to help address what it describes as "the biggest barriers to achieving homeownership." Such programs are gaining popularity among banks.

    By Polo Rocha
    Staff Writer
    August 10
    Homeownership gap
  • Appraisals
    Footing the appraisal bill may be costing lenders thousands

    One in eight appraisal-related fees are covered by lenders, a survey conducted by Stratmor Group found.

    maria_volkova_NMN_tech_reporter_headshot.png
    By Maria Volkova
    Reporter
    August 9
    America dollars banknotes money into piggy bank on white backgro
  • Commercial lending
    Credit-rating downgrades could mean higher costs for banks

    Moody's said higher funding costs, a potential decline in bank capital and growing risk in the commercial real-estate industry prompted many of the downgrades.

    By Orla McCaffrey
    Staff Writer
    August 8
    moodys-bl022112-357.jpg
  • Fraud
    AI can save millions of dollars, time in data breach response: IBM

    Companies that don't use the technology on average pay $1.76 million more and take 108 days longer to respond to incidents than firms that utilize it.

    Andrew Martinez Author Image
    By Andrew Martinez
    Reporter
    August 4
    Close up businessman hand typing or working on laptop for progra
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THE TOP PRODUCERS OF 2025

The loan originators who kept deals flowing last year reveal the secrets to their success

NMN_May_2025.jpg
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© 2026 Arizent. All rights reserved.