First time home buyers

The bottom five metros have an average five-year median home value appreciation of 35.46%.

The top five metros have an average five-year median home value appreciation of 48.49%.

This generation is more capable of increasing homeownership rates than any others over the past several decades, argues dv01's head of research.

Americans are so desperate to break free from credit card, mortgage and auto loan debt that they'd resort to dangerous deeds, a survey by Beyond Finance found.

The Home Loan banks are failing to serve huge numbers of Americans because of their reliance on outdated credit scoring models.

After falling to a 10-year low in April, credit on the market diminished further last month, with government, conforming and jumbo offerings all decreasing, according to the Mortgage Bankers Association.

The bill would update mortgage revenue bonds and credit certificates, which are both administered by housing finance agencies.

Manufactured units, down payment assistance and bond investments could help alleviate some of the issues facing aspiring homeowners, but inventory issues will persist, a panel of experts said.

Recent efforts to open up homeownership opportunities include a proposed $100 million down-payment-assistance initiative within the Biden Administration's 2024 federal budget request.

Less than one-third of households would be able to afford 2022's median-priced new home, according to the National Association of Homebuilders.