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Lending

20 banks with largest HELOC volume

By NMN Staff
Published April 8, 2025 7:00 AM
|
Updated April 8, 2025 4:34 PM
1 Min Read
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The top five banks in this ranking had a combined HELOC volume of more than $90 billion at the end of the fourth quarter of 2024. Many lenders saw an increase between Q3 and Q4, and First Citizens Bank saw an increase of 4.52%

The data in this ranking came from National Mortgage News' MortgageStats site, which pulls from quarterly call reports available from the Federal Financial Institutions Examination Council. It does not include volumes from non-bank lenders.

Scroll through to see which lenders are in the top 20 and how they fared in Q4.

Banks ranked by HELOC volume in Q4 2024

Rank Bank Q4 dollar
volume		 Q3 dollar
volume		 Percent
change
20 Synovus Bank $1,831,000,000 $1,809,000,000 1.22%
19 East West Bank $1,905,000,000 $1,853,000,000 2.81%
18 Umpqua Bank $2,098,000,000 $2,073,000,000 1.21%
17 First Horizon Bank $2,144,000,000 $2,132,000,000 0.56%
16 First Citizens Bank $2,567,000,000 $2,456,000,000 4.52%
15 Regions Bank $3,191,000,000 $3,169,000,000 0.69%
14 Citibank $3,325,000,000 $3,513,000,000 -5.35%
13 KeyBank $3,458,000,000 $3,542,000,000 -2.37%
12 Zions Bank $3,674,000,000 $3,582,000,000 2.57%
11 Fifth Third Bank $3,741,000,000 $3,669,000,000 1.96%
10 BMO Bank $4,494,000,000 $4,496,000,000 -0.04%
9 TD Bank $6,578,000,000 $6,395,000,000 2.86%
8 Huntington National Bank $7,648,000,000 $7,595,000,000 0.70%
7 Truist $9,703,000,000 $9,742,000,000 -0.40%
6 U.S. Bank $11,001,000,000 $10,926,000,000 0.69%
5 Wells Fargo $12,689,000,000 $13,235,000,000 -4.13%
4 JPMorgan Chase $15,089,000,000 $14,950,000,000 0.93%
3 Citizens Bank $16,258,000,000 $15,740,000,000 3.29%
2 PNC Bank $21,280,000,000 $21,059,000,000 1.05%
1 Bank of America $25,518,000,000 $25,249,000,000 1.07%
Chart showing banks with largest HELOC loans volume, where Synovus Bank ranks 20th.
Chart showing banks with largest HELOC loans volume, where East West Bank ranks 19th.
Chart showing banks with largest HELOC loans volume, where Umpqua Bank ranks 18th.
Chart showing banks with largest HELOC loans volume, where First Horizon Bank ranks 17th.
Chart showing banks with largest HELOC loans volume, where First Citizens Bank ranks 16th.
Chart showing banks with largest HELOC loans volume, where Regions Bank ranks 15th.
Chart showing banks with largest HELOC loans volume, where Citibank ranks 15th.
Chart showing banks with largest HELOC loans volume, where KeyBank ranks 13th.
Chart showing banks with largest HELOC loans volume, where Zions Bank ranks 12th.
Chart showing banks with largest HELOC loans volume, where Fifth Third Bank ranks 11th.
Chart showing banks with largest HELOC loans volume, where BMO ranks 10th.
Chart showing banks with largest HELOC loans volume, where TD Bank ranks 9th.
Chart showing banks with largest HELOC loans volume, where Huntington National Bank ranks 8th.
Chart showing banks with largest HELOC loans volume, where Truist Bank ranks 7th.
Chart showing banks with largest HELOC loans volume, where U.S. Bank ranks 6th.
Chart showing banks with largest HELOC loans volume, where Wells Fargo ranks 5th.
Chart showing banks with largest HELOC loans volume, where JPMorgan Chase ranks 4th.
Chart showing banks with largest HELOC loans volume, where Citizens Bank ranks 3rd.
Chart showing banks with largest HELOC loans volume, where PNC Bank ranks 2nd.
Chart showing banks with largest HELOC loans volume, where Bank of America ranks 1st.

NMN Staff
Lending Industry News HELOCs
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