Lending

A federal judge harshly criticized the settlement of a civil suit between the Department of Justice and a Texas land developer.

The Consumer Financial Protection Bureau has finalized changes to Regulation B, which implements the Equal Credit Opportunity Act, to eliminate any liability for indirect discrimination by lenders. The change represents a major shift in how the agency polices lending discrimination.

Banks are pushing back on the Consumer Financial Protection Bureau's draft of a five-year strategic plan, which includes a notable pullback from supervising nonbanks.

A federal judge refused to sign a settlement agreement between the Department of Justice and Houston developer Colony Ridge because it failed to provide any consumer relief. DOJ agreed to an out-of-court settlement instead.

Advances from the Federal Home Loan Banks dipped in the third quarter, but experts do not necessarily see the dip as a sign of ample liquidity in the economy.

President Trump's imposition of sweeping tariffs on more than 90 countries Thursday represents a major shift in the U.S. trade stance, but the impact on inflation, the Federal Reserve and the economy are still unclear.

The credit bureau is working with Plaid to provide lenders with current and predictive cash-flow data for consumers that don't have an extensive credit record.

The top five lenders had an average retail mortgage origination volume of more than $5 billion, as of the end of the first quarter of 2025.

The top five lenders had an average mortgage origination volume of more than $43 billion at the end of Q1.

The states with the highest percentage of non-current mortgage loans had an average year-over-year change of 0.7%, as of March 31.

The top five lenders had an average of 30,887 loans guaranteed in 2024.

Mortgage delinquencies were up in March, according to data from Intercontinental Exchange.

The top five banks had a combined second-lien loan volume of more than $95 billion at the end of December 2024.

The top five subservicers that are depositories had a combined unpaid principal balance of more than $1.8 trillion at the end of Q4 2023.

The top five banks have a combined HELOC volume of more than $90 billion at the end of Q4 2024.

The top five banks had a combined loan volume of more than $1 trillion held in portfolio at the end of Q4 2024.

The top five banks had a combined servicing value of more than $25 billion at the end of the third quarter.

The top five lenders have an average wholesale origination volume of more than $5 billion.