20 banks with the largest second-lien loan volume

April 22, 2025 7:00 AM

The top five banks in the list had a combined second-lien loan volume of more than $95 billion at the end of the fourth quarter of 2024. Most lenders in the ranking saw an increase between Q3 2024 and Q4 2024, with Discover seeing the largest increase at 5.95%.

The data in this ranking came from National Mortgage News' MortgageStats site, which pulls information from quarterly call reports available from the Federal Financial Institutions Examination Council.

Scroll through to see which lenders were in the top 20 through the end of December 2024.

Banks with the largest second-lien loan volume in Q4 2024

Rank	Company	Q4 dollar volume	Q3 dollar volume	Percent change
20	First National Bank of Pennsylvania	$2,033,000,0000	$1,988,000,0000	2.26%
19	Umpqua Bank	$2,123,000,0000	$2,101,000,0000	1.05%
18	First Horizon Bank	$2,229,000,0000	$2,214,000,0000	0.68%
17	First Citizens Bank	$3,002,000,0000	$2,861,000,0000	4.93%
16	KeyBank	$3,679,000,0000	$3,778,000,0000	-2.62%
15	Regions Bank	$3,708,000,0000	$3,661,000,0000	1.28%
14	Zions Bank	$3,781,000,0000	$3,679,000,0000	2.77%
13	Fifth Third Bank	$4,072,000,0000	$3,956,000,0000	2.93%
12	BMO	$4,816,000,0000	$4,711,000,0000	2.23%
11	Citibank	$5,537,000,0000	$5,821,000,0000	-4.88%
10	Discover	$6,406,000,0000	$6,046,000,0000	5.95%
9	TD Bank	$7,817,000,0000	$7,618,000,0000	2.61%
8	Huntington National Bank	$8,113,000,0000	$8,032,000,0000	1.01%
7	Truist	$9,965,000,0000	$10,014,000,0000	-0.49%
6	Wells Fargo	$13,193,000,0000	$13,754,000,0000	-4.08%
5	U.S. Bank	$13,565,000,0000	$13,364,000,0000	1.50%
4	Citizens Bank	$16,371,000,0000	$15,862,000,0000	3.21%
3	JPMorgan Chase	$17,329,000,0000	$17,083,000,0000	1.44%
2	PNC Bank	$21,953,000,0000	$21,764,000,0000	0.87%
1	Bank of America	$26,576,000,0000	$26,277,000,0000	1.14%