Loan Think

For the average consumer, bundling purchases is a proven approach to improving value while reducing cost.

Such a system will not erase past violations, but it can help convince a regulator that a lender is invested in doing business the "right way."

The days when banks would give away toasters when customers opened an account may be long gone, but Russia's Sberbank has a purrfect gift for new mortgage borrowers.

The increased compliance cost for smaller settlement services providers is not due to the statement, but rather because of new consumer protection rules.

Here is a checklist of six items you can do to be ready for the upcoming Mortgage Bankers Association annual convention or any other trade show.

Bank of America has taken a significant reputational hit as a result of its 2008 acquisition of Countrywide Financial. Could it have mitigated some of the damage with a different branding strategy?

It only took 23 years as an originator to come up with this simple idea.

Some companies place too much focus on their product or service and fail to invest an equal amount of time on the brand.

An examination of the details in the B of A settlement shows many examples of risky behavior, including mortgage applications that were underwritten with "shadow" guidelines that allowed exceptions to approve almost any loan.

Here are links to a pair of articles written by appraisers you can share with your referral sources and your clients.