Loan Think

The new originations lenders sell to the secondary market are tougher to come by, and data show minority communities and immigrant communities are underserved. So why aren’t investors more interested in products like foreign-national loans?

Servicers must change their conduct to fit the times and regulatory environment, and some of the largest have done that.

Servicers continue to play close attention to regulation implemented in response to the unprecedented circumstances surrounding the mortgage industry since 2007.

Drop the baggage holding you back to raise your loan production.

Next year the industry is going to be paying close attention to new rules because of the changing regulatory landscape.

Since the government shutdown might all happen again in a couple of months, we now have a template the mortgage agencies can reuse.

There are valid circumstances where referrals could be permitted but generally this practice should be prohibited.

Mortgage Master and Washington Federal each had data errors in their 2011 reports.

It is becoming more and more common and the fun starts when the financial assistance from parents is attempted to be combined with a traditional mortgage.

Currently, two trends present significant challenges to the mortgage servicing industry unlike anything seen in recent history: longer foreclosure timelines and increasing regulatory scrutiny.