Origination

The average VantageScore last year was higher than it has been since 2007 due to improved hiring and despite stagnant wages that aren't keeping pace with rising debt levels.

Mortgage rates jumped across the board as investors sold some of their Treasury bond holdings, which led to higher yields, according to Freddie Mac.

Loan applications for newly constructed homes slowed on a month-to-month basis in December as the storm-driven spike in volume ended.

Housing finance reform proposals could make it challenging for community banks and credit unions to serve rural mortgage markets, according to a report issued Wednesday by Brookings and the Center for Responsible Lending.

Here's a look at 10 housing markets where limited competition, lower prices and plentiful inventory give buyers the upper hand in home sales transactions.

Baltimore-area home sale prices continued to rise in December, even as the number of sales declined from the same time last year.

The new cap on the mortgage interest deduction should help the first time home buyer market by forcing sellers to lower prices, at least in the near term.

CMG Financial is offering a new affinity marketing portal on its crowdfunding platform for down payments and positioning it as a way for employers to retain millennials.

Mortgage application volume started the year on the upswing because of higher refinance activity, even with a slight increase in rates.

Residential market values will continue their overall upward trends during the next 12 months, with the state of Washington set to explode.