Jim Judd, president and chief operating officer of World Savings, has been named to lead the combined mortgage operations of Wachovia Corp. and Golden West Financial Corp., which will be based in Charlotte, N.C., following the completion of Wachovia's acquisition of Golden West.Wachovia said the combined operations will be called the Retail Mortgage and Credit Group, and that all current mortgage and credit operations sites of both companies will remain in place. Wachovia said the pending merger with Golden West, the Oakland, Calif.-based parent company of World Savings, is expected to be completed in the fourth quarter. Wachovia can be found online at http://www.wachovia.com.

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