Origination

Many federal agencies have been closed for more than three weeks, making it the longest shutdown in U.S. history. With no end in sight, here's how it's affecting banks, credit unions and mortgage lenders.

The tricky part: raising awareness without appearing to take advantage of borrowers at a time when agencies like the SBA are out of commission.

The American Bankers Association has called for an end to the government shutdown, saying it has prevented customers from securing loans and threatens even more damage.

Anticipated increases in 2019 mortgage rates also come with an expected 1 million households eliminated from affording the median-priced new home with every hike of 25 basis points, according to the National Association of Home Builders.

The housing shortage could end and oversupply may become an issue when a large percentage of baby boomers finally reach the point where they leave their homes, a recent report suggests.

Rising mortgage rates don't have as severe an impact on the first-time homebuyer market as they do for property values, according to a Zillow survey.

Home prices are expected to increase in 2019, but there is little chance for a bust because the typical warning signs a bubble is forming aren't evident, a report from Arch MI said.

A lapse in rental-assistance funding, an understaffed FHA and other effects of the government shutdown are causing real harm to families, said the chair of the House Financial Services Committee.

Connecticut's real estate market was in flux for much of 2018, especially when compared to the other New England states, according to a new report.

Houston's housing market shattered records in 2018, despite lingering effects from Hurricane Harvey and concerns that began late in the year over rising interest rates.