Origination

Digitization presents opportunities for lenders to streamline the mortgage process in ways that benefit them and their borrowers, but three things stand in the path to full adoption.

Buyers are rushing into the housing market to take advantage of falling borrowing costs. Now, they're facing rising prices.

NMI Holdings saw its insurance-in-force grow 38% over the past year as 90% of its clients used its black box pricing module during the fourth quarter.

Refinance application activity last week was the highest in nearly seven years, with more than triple the volume from one year ago, according to the Mortgage Bankers Association.

Boulder and Estes Park saw median home prices fall in January as compared to the same month in 2019, but elsewhere in the region prices ticked up modestly.

Forget about Edina, Arden Hills and other coveted communities. A flight to affordability is upending the housing market in the Twin Cities.

Mike Weinbach will lead consumer lending as part of a reorganization that will change the responsibilities of three longtime bank executives.

Mortgage delinquencies dropped to a 40-year low in the fourth quarter as strong employment bolstered borrowers' ability to make timely payments, the Mortgage Bankers Association said.

Banks' lowering of origination fees and loosening of underwriting standards often foreshadow a downturn.

From the heartland to the desert, here's a look at 10 housing markets where buyers are looking to move — and the high-cost markets they're leaving, according to Redfin.