Origination

Community banks and credit unions fear a Senate plan and other legislative ideas will nullify steps taken by Fannie Mae and Freddie Mac that have made it easier for smaller institutions to compete.

The U.S. homeownership rate rose to the highest level since 2014, led by a growing share of buyers in their mid-30s and early 40s.

Bank of Marin CEO Russ Colombo is tightening up pricing and terms, citing soaring real estate prices in markets like San Francisco.

David Plunkett, a 53-year-old accountant in Lynn, Mass., pleaded guilty to bank fraud this week for his part in a scheme to defraud mortgage lenders between 2006 and 2015.

After a record-breaking year for the New Mexico housing market in 2018, January numbers indicate 2019 will be another good year.

Financing poured into purchasing homes to flip in 2018, reaching the highest total since 2007, according to Attom Data Solutions.

A strong spring home purchase season is likely to further increase mortgage loan application defect risk, which already spiked in the past two months, according to First American.

With few headlines to drive up or down movement in the bond markets, mortgage rates held steady after declining for three consecutive weeks, according to Freddie Mac.

The housing market across Southern California continued to slow last month as home sales had its weakest January in 11 years, according to CoreLogic.

Private flood insurance rules that go into effect this summer have a safe harbor for some policies, but determining whether others are compliant could be a time-consuming, imprecise and costly exercise.