Refinance

As expected economic growth remains at 2.2% — down from 2018's 3.1% — 2019 should only be accompanied by a solitary rate hike from the Federal Reserve, according to Fannie Mae.

From FICOs to purchase volume, here's a look at seven mortgage lending trends that will shape the housing market this year.

Mortgage applications rose for the first time in five weeks as key interest rates held steady, according to the Mortgage Bankers Association.

Refinance volume slipped following growth in mortgage rates, and loans refinanced through the Home Affordable Housing Program barely made a dent in overall volume, according to the Federal Housing Finance Agency.

Mortgage applications decreased 3.7% from one week earlier, because of consumer concerns over the direction of the economy outweighed lower interest rates, according to the Mortgage Bankers Association.

Millennials are unfazed by the short supply of starter homes in a competitive market based on the rising share of December's purchase mortgages, according to Ellie Mae.

Mortgage applications decreased 2.5% from one week earlier, even as interest rates fell to their lowest levels in 10 months, according to the Mortgage Bankers Association.

Popular TV shows about house fixers and flippers have sparked consumer interest in remodeling, creating an opportunity for lenders to build a specialty in renovation loans while traditional mortgage lending is weak.

Better credit quality and the influx of refinancing during the low interest rates of the last few years pushed mortgage performance to the highest levels since the turn of the century, according to Black Knight.

Mortgage application defect risk was at its highest level in four years because of higher interest rates as well as natural disasters during the latter part of 2018, according to First American.