Resources

Freddie Mac All For HomeSM is about the housing industry working together to help more people achieve the dream of homeownership, especially in underserved markets. The Home Possible RISE Awards® program rewards this focus and those who embrace making home possible for all.

As home prices remain high amid a competitive market, an increasing percentage of young first-time homebuyers are relying on support from older generations, including their parents, to buy a home together. A family member or friend can support a homebuyer by co-signing for a mortgage or listing themselves as a co-borrower. Combining income with a co-borrower allows borrowers to qualify for a higher loan amount. Read the research.

Accessory dwelling units (ADUs) are taking the main stage as a solution to add affordable housing units to the market. In fact, The White House recently convened a panel aimed at identifying strategies to make ADU construction easier, including streamlining the permitting and construction processes and making financing more accessible. Learn more about expanded policies for properties with ADUs, providing additional eligibility opportunities to responsibly finance ADU purchases and renovations.

The mortgage industry is on the brink of digital revolution, prompting lenders to prioritize investments in technology.

Consumer data moves around more easily in the fintech era of banking on our phones, but is it safe for them? This can't-miss session is a state of all things consumer data and how to use it responsibly.

Join us for a deep dive session on a recent homebuyer study we conducted that reveals the good, the bad, and the ugly parts of buying and financing a home. We'll map out current home buyer expectations, plus tangible ways you can meet them immediately.

There's no way to sugar-coat it, we are in a tough market. In the interest of helping you to better understand borrower perceptions and expectations so you can navigate this market, Arizent/National Mortgage News surveyed more than 1,000 U.S. Consumers earlier this year. The findings were fascinating.

Appraisal fees are tricky, without the right data or insights it can feel like pure guesswork. This lack of knowledge can lead to unexpected and unknown costs - revenue leakage - that can quickly eat away at margin.

The vast majority of closings continue to take place in person. Fortunately, new technology is improving in-person closings.

First-time homebuyers play a critical role in sustaining the housing ecosystem. This research from Freddie Mac uses a new methodology to evaluate the local affordability for future first-time homebuyers, including a unique way to calibrate the affordability measure by race and income groups.