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The top five banks and thrifts have nearly $96 billion in combined home equity loan portfolios as of September 30, 2023.

While several communities offer monetary incentives to attract new residents, some are making overtures with down payment and other types of assistance aimed at building up their local housing markets.

Those who establish a history of paying for housing may be able to buy and live in property with rental income, but there are risks to the emerging strategy.

The industry is embracing growth by hiring and implementing artificial intelligence tools in the face of significant headwinds.

But home financing professionals are still expecting high interest rates, natural disasters and recurring stressors like repurchases to affect their bottom lines in 2024.

Bank investors hope they can party like it's 1995, when the U.S. economy stayed healthy even after aggressive Federal Reserve rate hikes. But a few analysts are a bit more cautious over whether banks' loan books will hold up as well this time.

The top five depositories have a combined wholesale volume of nearly $18 billion at the end of Q3 2023.

Lawsuits entangling the industry's biggest brands drew a lot of attention and venerated leaders dishing on today's landscape were closely read too.

Median homes in the top three cities in this ranking are being sold on average 12 days faster than the year before.

Industry leaders share their thoughts on some of the forecasts that fizzled.

Relying on hope, as implied in the "survive until '25" slogan, is not a business strategy that will get a company through the year.

Remote work trends and high interest rates have substantially reduced the values of U.S. office buildings. A new academic paper estimates the extent of the deterioration, suggesting that there is perhaps more stress ahead for banks than is widely anticipated.

The Federal Open Market Committee meets Dec. 12 and 13 and in addition to their statement, they will issue a Summary of Economic Projections.

From federal agencies to the states, here's what some of the top housing policy themes could be in the coming election year, according to experts.

A Connecticut-based couple sued the bank and Cavanaugh Appraisals, LLC for denying them a refinance in 2021 because of racial bias.

While mortgage assumptions are on the rise, so too are complaints leveled against mortgage servicers for how they handle the loans. A common refrain is that the companies are moving too slowly.

More borrowers are taking action but lack good information, Fannie Mae finds. Meanwhile, premiums are up yet insurers struggle to profit, a separate KBRA study shows.

The Federal Open Market Committee's Summary of Economic Projections probably won't offer the 130 basis points of cuts next year that the market expects.

The top five banks have a combined mortgage servicing volume of more than $28 billion at the end of Q3 2023.

An increase in paper mail theft corresponds with a rise in physically altered checks that redirect funds to fraudsters.