Down payments

Private mortgage insurance was the largest source of credit enhancement for new homeowners in the second quarter making a low down payment for the first time ever, according to Genworth Mortgage Insurance.

The typical Portland-area home is out of reach for a median-wage family, new home-sale figures show.

The percentage of low down payment loans using private mortgage insurance continues to grow, and should continue as more first-time homebuyers get conforming loans, according to Keefe Bruyette & Woods.

The Bay Area continues to lead the state in shattered homeownership dreams.

Housing affordability has hit a 10-year low throughout most of California, new data show, as three out of four state residents can no longer afford sky-high median homes prices.

National MI deliberately dropped some of its customers in the second quarter, resulting in flat new insurance growth compared with the first quarter and a lower increase versus one year prior.

The fees that Fannie Mae and Freddie Mac charge for low down payment mortgages disproportionately reflect their risk exposure and make homeownership more difficult for underserved borrowers.

From Cleveland to Pittsburgh, here's a look at 12 markets offering favorable costs for housing, helping turn renters into potential homebuyers by quickly saving for a down payment.

A Fannie Mae test to handle the private mortgage insurance process for lenders may raise concerns that it's going outside the scope of its secondary market mission. But the effort reflects its mandate to explore new credit-risk transfer alternatives, a company executive said.

Americans selling homes in the nation's hottest market last year made enough to turn around and buy a place for cash — and still have spare change for a Tesla.

An appeals court has rejected claims by a Washington state housing finance agency that the National Homebuyers Fund is limited to operating in California.

Atlanta was recently ranked among the top metros in the United States to buy rather than rent. But how much do you need to be earning to afford a home in town?

Though mortgage originations were down overall in the first quarter, home equity lines of credit spiked on higher home prices, according to Attom Data Solutions.

From location and age to gender and price point, here's a look at how demographic differences influence homebuyer confidence about saving for a down payment.

In its latest effort to reach first time home buyers, Freddie Mac is launching a new 3% down payment program that casts aside a number of restrictions in its existing low down payment offerings.

Heading into a competitive spring housing market, optimism that now is a good time to buy hit its lowest share in two years, according to the National Association of Realtors.

Residential mortgage originations fell 19% year-over-year in the fourth quarter of 2017, due primarily to a large drop in refinance volume, according to Attom Data Solutions.

Metro Denver's housing market is approaching a tipping point when it comes to affordability, according to a mortgage research firm.

Acting commissioner Dana Wade said the agency is "vigilantly" watching whether it needs to take action on PACE assessments placed on mortgages after they are endorsed by the agency.

The Hispanic homeownership rate grew for the third straight year in 2017 and the number of homeowners in the demographic group is at an all-time high, despite ongoing concerns about immigration policy and the shortage of homes for sale.