Originations

A combination of several factors will make the housing market more competitive this year, according to Redfin.

Financial gyrations have kept long-term interest rates lower than expected and that could be good for the housing market.

Mortgage rates were unchanged this week, as they remain near their 2015 lows, according to Freddie Mac.

Lenders see their outfits growing where experts are predicting market decline, despite statistical dissonance. Having a plan to weather the downturn is the key to their growth.

The mismatch between demand for new homes and the supply threatens to drive up prices and dampen lending.

It took an average of 50 days to close a residential mortgage loan in January, an increase of four days since new regulations took effect, according to Ellie Mae.

Markets in the Sun Belt and California are expected to have the best conditions for the sale of multifamily properties this year, according to Ten-X.

Millennials are on the verge of becoming the largest cohort of homebuyers. If lenders want to gain and retain their trust, they must start by recruiting a younger, more diverse and gender-balanced workforce.

Mortgage applications rose last week, with refinancings surpassing 64% of all applications, according to the Mortgage Bankers Association.

Real estate and rental marketplace Zillow is rolling out a new national ad campaign helmed in part by an Academy Award-winning filmmaker.

New-home construction unexpectedly cooled in January, indicating there is a limit to how much gains in residential real estate will boost growth at the start of 2016.

Home equity portfolios have shrunk at banks, but credit unions and nonbank lenders like loanDepot helped fuel the surge in home equity lines last year.

Waterstone Mortgage Corp. has introduced a zero-down, 7/1 adjustable-rate mortgage with a 20-year amortization.

There is concern that a decline in condo pricing could create loan problems similar to those that cropped up before the financial crisis. Bankers in the area, however, believe foreign investors would take the biggest hit.

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The cost of capital and regulatory compliance has convinced the top four banks that making home loans to American families is not worth the risk.

Confidence among homebuilders dropped in February to a nine-month low as potential buyers stayed away, interrupting the steady progress residential real estate had built over the course of 2015.

Low borrowing costs and rising home values are just two of several reasons why owning a home is far less burdensome than it was a decade ago.

Caliber Home Loans has named former CitiMortgage head Sanjiv Das as its next chief executive.

These nine credit unions will implement Intuvo's mortgage automated marketing platform.