Originations

Will you make changes to the way you do business to get what you want, or have you grown complacent with what you have?

Mortgage employment slowly edged up this year, but will it continue to track the recent hiring boom in the national economy? Some industry observers believe so.

The next 12 months could be a rather bumpy ride for the mortgage industry as consumers take more control over the loan origination process.

Take a look back at National Mortgage News' top stories of 2014.

The Harnessing Mobile Award commends the development and implementation of mobile technology in the mortgage industry. Learn about this year's finalists and see who won the 2014 MT Award.

Mortgage rates ended 2014 near their annual lows, Freddie Mac reported Wednesday.

The Federal Housing Finance Agency is an uncomfortable spot in 2015, caught between a Republican majority already critical of its recent actions and an Obama administration bent on increasing access to credit in part by using the agency's powers.

Contracts to purchase previously owned homes rose in November as employment gains and low borrowing costs helped bring potential buyers into the market.

The Lasting Impact Award honors an individual, group or company responsible for a technology initiative or development proven to have an enduring influence that's transformed mortgage finance. Learn about this year's finalists and see who won the 2014 MT Award.

Incentives for companies aren't the same as incentives for people. The QRM risk-retention rule doesn't solve "IBG, YBG" — "I'll be gone, you'll be gone." Banks appear to have been slow to adopt clawback policies for individual lenders.

Renters paid $441 billion for apartments and houses this year, a $20.6 billion increase, as fewer Americans owned their homes and landlords with tight inventories raised leasing charges.

Student loans are now cited most often by young buyers as the main expense that prevents them from saving for a down payment on a house.

After 2014's sweeping reforms, which put huge strain on lenders' operations, 2015 may not look so bad. But big potential changes still loom

Black Knight Financial Services reported that U.S. home prices were up 4.5% in a year-over-year comparison during the month of October.

Home prices in 20 U.S. cities rose at a slower pace in the year ended in October, putting the market on better footing heading into 2015.

The Lenders' Choice Award commends the technology provider that offers the best customer service, value proposition and overall user experience. The winner is selected by a vote of industry professionals from mortgage lending and servicing institutions. Learn about this year's finalists and see who won the 2014 MT Award.

Home sales in November plunged compared to a year earlier, according to data published Monday by Redfin.

Having a specialty or a niche helps to keep your business away from being at the mercy of interest rate shoppers.

Connecticut received $30 million in grants for restoration and resiliency to infrastructure in municipalities affected by Hurricane Sandy, Gov. Dannel Malloy announced.

Credit Karma has begun offering on-demand access to credit reports from Equifax.