Underwriting

Appraisers and appraisal management companies do important, and different, work. Their fees should be listed separately and transparently in the TILA-RESPA integrated disclosures.

The dovish decision from the Federal Reserve to not raise the federal funds rate caused mortgage interest rates to decline across the board, according to the Freddie Mac Primary Mortgage Market Survey.

The U.S. housing market continues to slowly stabilize, according to Freddie Mac's latest Multi-Indicator Market Index.

The Consumer Financial Protection Bureau's method for detecting disparate impact discrimination can overestimate potential bias, resulting in higher payments for lenders cited by the agency, according to internal CFPB documents.

First-mortgage originations to subprime borrowers have risen by 30.5% in the first five months of 2015, compared to the same period last year.