Paul Centopani

The standards for mortgage lending constrained in December, as a drop in conventional credit brought availability to its lowest point since February 2017, according to the Mortgage Bankers Association.

Continual declines in the refinance share of mortgage originations led to prepay rates dropping to their lowest levels since 2009, according to Black Knight.

The mortgage industry faces myriad questions and challenges in 2019. Here's a look at 12 executives who will be behind the waves being made this year.

The strong economic headwinds from last fall facilitated a declining loan delinquency rate across the country, though areas hit by natural disasters had increased defaults, according to CoreLogic.

Older millennials and younger Generation Xers still feel the aftershock of the housing crisis, as more would rather invest in the stock market than real estate, according to Redfin.

Here's a look at key findings from the 2019 Best Mortgage Companies to Work For survey, highlighting the qualities that distinguish companies on the list from those that are not, and how the offerings from small, medium, and large companies on the list compare.

Having authentic curiosity as a core value and hiring people who embody it is how Radius Financial Group builds out a strong fintech base, complete with AI and robotic automation.

National Mortgage News is pleased to present the inaugural Best Mortgage Companies to Work For, a survey and awards program dedicated to identifying and recognizing the industry's best employers and providing organizations with valuable employee feedback.

As the government shutdown enters its third week, mortgage servicers are activating the response plans they normally use during hurricanes and wildfires to assist federal workers who may have trouble paying their mortgages.

Home price appreciation gained $1.9 trillion in 2018, as the national housing market continued recovering from the Great Recession, according to Zillow.

Despite mortgage rates continuing their two month downslide, applications decreased 9.8% from two weeks ago due to market uncertainty, according to the Mortgage Bankers Association.

With its bolstered fundraising cache, the Mortgage Bankers Association Political Action Committee should hold an increased influence over the industry's policy and regulation issues in the coming year.

By honing her ability to fix inefficiencies and identify new profit opportunities, Mary Ann McGarry broke down gender barriers and found success as CEO of Guild Mortgage. The key, she says, is remaining adaptable and collaborative without losing focus on end goals.

As mortgage rates fall alongside the stock market back to their low levels of the summer, home sales could ultimately benefit, according to Freddie Mac.

The mortgage industry heads into 2019 with little relief from the market strains of the past three years. To succeed — or at least survive — lenders must confront major questions about demand, affordability and market consolidation.

Home retention actions from Fannie Mae and Freddie Mac through the first three quarters of 2018 already eclipsed 2016 and 2017 while forfeitures kept declining, according to the Federal Housing Finance Agency.

As home prices continue their ascent, affordability fell for four straight quarters, according to Attom Data Solutions.

From Ohio to Utah, here's a look at the 12 housing markets with the highest percentage of millennial purchasers.

Rising rents combined with growing housing inventory could lead to increased purchase mortgage originations in the near future.

October's rise in the supply of homes for sale could signal the housing market getting closer to equal footing for buyers and sellers, according to Remax.