From a housing market in turmoil and the technology to save it to the myriad new faces in both the industry and Washington, here's a look back at some of the biggest and most read mortgage and housing stories of 2018.
Ripple effects: Shifting demand creates mortgage winners and losers
As the housing market enters a new era, shifts in the demand for mortgages will ultimately dictate the direction of technology, staffing and GSE reform.
New MBA CEO Robert Broeksmit is ready to be the lender's advocate
As the mortgage industry confronts tight margins, shifting market share and regulatory uncertainty, a new leader emerges at the Mortgage Bankers Association.
Closing the digital mortgage gap
Early adopters took digital mortgages from concept to reality. What will it take for everyone else to catch up?
Housing bubble or not, the real estate market is in trouble
Despite soaring home prices, other factors needed to inflate a housing bubble are absent from the real estate market. But experts warn falling home values and rising mortgage defaults are inevitable, even if conditions naturally cool off.
Chase Bank hit with downgrade over jumbo mortgage underwriting, fintech gaps
Wholesaler's pitch to brokers: The best mortgage isn't always the cheapest
United Wholesale Mortgage has set out to be an ally to mortgage brokers in unprecedented ways as CEO Mat Ishbia works to evolve the channel's transactional nature into a more relationship-driven dynamic.
What 10 year Treasury yield at 3% means for average mortgage rates
If 10-year Treasury yields remain at or above 3%, the average 30-year fixed-rate mortgage could hit 5% sooner than previously expected.
FHA lenders warming up to reverse mortgages for new home purchases
Recent developments in the Federal Housing Administration's Home Equity Conversion Mortgage program are making it easier for lenders to originate reverse mortgages to borrowers who want to buy a new-construction home.
Zillow enters the mortgage business by purchasing a lender
The agency’s report on mortgage data submitted by lenders identified persistent disparities between white borrowers and minorities in denial rates and pricing. Some observers say the bureau should have been more explicit as the nation wrestles with systemic racism.