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  • Originations
  • Servicing
    • Secondary Markets
    • Fannie Mae
    • Freddie Mac
    • GSEs
    • Housing Markets
    • Housing Inventory
    • Mortgage Rates
    • Industry
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  • Mortgage Rates
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  • LoanThink
  • LEADERS
  • Featured Research
  • Mortgage rates
    Rising rates force concessions: reach sideline buyers

    Sellers are easing demands as rates hit 15-month highs, giving buyers leverage. Originators: target sideline buyers before next week's Fed hike lifts rates further.

    Brad Finkelstein Author Image
    By Brad Finkelstein
    Originations Editor
    40m ago
    chart visualization
  • Inflation
    Modest CPI reading gives Fed no clear direction on rates

    The consumer price index rose 0.4% last month, in line with July's reading. For a monetary policy committee that has been split on inflation, the inconclusive report will compel the Fed to make a call on whether to raise interest rates or stay put.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    6h ago
    Gas Pump September 2026
  • Minimum capital requirements
    Lawsuit accuses Bowman, Fed of 'rigging' comment process

    Consumer advocacy group Better Markets filed a lawsuit in federal district court Thursday claiming the Federal Reserve's top regulator coached bankers on how to comment on proposed capital rules in "secret meetings."

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    September 10
    Michelle Bowman
  • Cyber Security
    Researchers find a hole in Microsoft's anti-spoofing fix

    Researchers showed a message with no return address slips past Reject Direct Send. Credit unions were told to close this kind of gap in 2021.

    Carter Pape, American Banker
    By Carter Pape
    Technology Reporter
    September 9
    Microsoft Ahead Of Earnings Figures
  • Cyber Security
    Cyber insurance: Rising AI risk opens a growth opportunity

    Cyber policies must keep pace with a surge in incidents fueled by AI, as well a growing trend toward account takeovers.

    Daniel Wolfe 2024
    By Daniel Wolfe
    Editor-in-chief, Digital Insurance
    September 9
    visualization
  • Servicing
    MSR retention hits 57% share: benchmark your sell strategy

    Weak refi demand is pushing lenders to lean on servicing income, as tighter execution spreads and higher MSR values shift the industry's sell/retain calculus

    Brad Finkelstein Author Image
    By Brad Finkelstein
    Originations Editor
    September 8
    chart visualization
  • M&A
    EverBank, WaFd say merger would address each firm's issues

    The deal announced Monday would diversify EverBank's higher-cost funding model, and it would accelerate WaFd's transition away from its roots as a traditional thrift.

    John Reosti Author Image
    By John Reosti
    Reporter
    September 8
    Greg Seibly, CEO of EverBank in Jacksonville, Florida. Provided by the company in August 2023.
  • Economy
    Labor market rebounds, but all eyes are on inflation for Fed

    The U.S. economy added 162,000 jobs in August, bouncing back from a surprise decline in July. The Fed's next interest rate decision will still hinge on next week's inflation reading.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    September 4
    Employment image
  • Appraisals
    Waivers, AUS are lenders' hedge against any UAD 3.6 crunch

    As UAD 3.6's Nov. 2 mandate shrinks an aging appraiser pool, AnnieMac and Lower lean on AUS waivers and in-house teams to dodge 2022-style fee spikes and turn-time delays.

    By Colin McNamara
    Reporter
    September 4
    Real estate inspector inspects home for property appraisal
  • LOAN PRODUCTS
    GSE changes, Boxabl pact spur mortgage lending opportunities

    Developments at Freddie Mac, Fannie Mae and factory-built housing innovator Boxabl point to some expanded ways to make mortgages or HELOCs.

    nmn_author_Bonnie_Sinnock.jpg
    By Bonnie Sinnock
    Capital Markets Editor
    September 3
    Manufactured home-Guild
  • Trump administration
    Trump signs bill funding the government through December

    President Donald Trump Wednesday signed a continuing resolution to fund the government through December, averting a government shutdown at least until after November's elections.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    September 3
    Donald Trump
  • Mortgage rates
    High sixes stall refi; target buyers adjusting to new normal

    The 30-year FRM, as tracked by Freddie Mac, rose to a level last reached in July 2025, helped by the 10-year Treasury briefly topping the 4.8% ceiling.

    Brad Finkelstein Author Image
    By Brad Finkelstein
    Originations Editor
    September 3
    chart visualization
  • Inflation
    Fed's Waller: Underlying inflation might be lower than we think

    The Federal Reserve governor said an upcoming change to the personal consumption expenditures index could show ongoing improvement in prices, building the case for leaving interest rates unchanged.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    September 3
    Fed Governor Chris Waller Speaks At Council On Foreign Relations
  • Inflation
    Fed's Williams not swayed that a rate hike is the answer yet

    Federal Reserve Bank of New York President John Williams said Wednesday that inflation expectations remain well anchored, suggesting a "wait-and-see" approach for monetary policy.

    maria_volkova_NMN_tech_reporter_headshot.png
    By Maria Volkova
    Reporter
    September 2
    New York Fed John Williams
  • Consumer banking
    House Republicans debut CFPB reform package

    The Republican proposal would bring the CFPB under congressional appropriations and curb several of its regulatory powers.

    By Claire Williams and John Heltman
    September 1
    French Hill Andy Barr
  • Federal Reserve
    Fed's Barr noncommittal on September rate hike

    Markets are still pricing in an increase in the federal funds rate later this month, but Federal Reserve Gov. Michael Barr said his vote will depend on incoming unemployment and inflation data.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    September 1
    Michael Barr
  • Politics and policy
    House to vote on short-term government funding bill

    A continuing resolution to fund the government through mid-December would prevent the White House from blocking grants — including some in the banking sector — to states and municipalities that voted against President Donald Trump.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    August 31
    House Speaker Mike Johnson
  • Non-QM
    Non-QM securitization record signals secondary market shift

    Bank of America Securities research shows this sector has had its best year since at least 2017, but some trends in the market point to a need for caution.

    nmn_author_Bonnie_Sinnock.jpg
    By Bonnie Sinnock
    Capital Markets Editor
    August 31
    chart visualization
  • M&A
    Real REMAX strategy shift threatens independent originators

    The move threatens IMBs and outside loan originators who rely on real estate agents for referrals, as the company aims to keep borrowers within its platform.

    By Colin McNamara
    Reporter
    August 28
  • News Signals
    Judge blocks HUD overhaul of fair housing grants

    A federal judge Wednesday said the Department of Housing and Urban Development failed to justify a sharp overhaul of a long-standing fair-housing grant program.

    Claire Williams, staff writer, American Banker
    By Claire Williams
    Reporter
    August 27
    HUD building
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THE TOP PRODUCERS OF 2025

The loan originators who kept deals flowing last year reveal the secrets to their success

NMN_May_2025.jpg
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