Economy

From FICOs to purchase volume, here's a look at seven mortgage lending trends that will shape the housing market this year.

Credit card issuers would have to set aside more in reserves because of higher loss histories, according to research by Keefe, Bruyette & Woods on the impact of the new loan-loss standard.

A flood of North Texas houses hitting the market in January means it will take longer to sell a Dallas-Fort Worth home.

Year-over-year home sales dipped more than a third for the three months in the Panama City metro area after Hurricane Michael.

The administration is sending conflicting signals on whether it has a plan to overhaul the housing finance system, further complicating an already complex debate.

Despite a healthier economy supporting wage and income growth, the narrative that homebuyers are struggling to afford homes for sale hasn't changed much. House values are still on the rise, meaning shoppers are struggling with how much house they can afford.

Continued declines in new- and existing-home construction activity during January showed the housing slowdown was not easing and indicated possible broader economic problems to come, a BuildFax report said.

The average price for a Spokane, Wash.-area home rose to $256,000 in January, as low numbers of properties for sale continued to put pressure on prices.

The pickings are still pretty slim for homebuyers in the Buffalo-Niagara area, but that may be starting to change.

With a growing market share of home sales and wider breadth of services, Redfin posted significant annual revenue gains.

Refinance volume slipped following growth in mortgage rates, and loans refinanced through the Home Affordable Housing Program barely made a dent in overall volume, according to the Federal Housing Finance Agency.

Home sales fell for the third straight month in January, as buyers closed on 362 fewer homes than they did last year at the same time, according to the Houston Association of Realtors.

The government-sponsored enterprises are going through a transition period. From proposals for rebuilding their capital cushions to tackling shortages in affordable housing, Fannie Mae and Freddie Mac face a number of key challenges with wide-ranging consequences this year.

Amazon.com Inc.'s decision to drop its expansion plans in the Long Island City neighborhood of Queens plunged local real estate brokers into despair — just months after the euphoria that followed the company's announcement that it would open offices there and bring thousands of jobs.

Amazon.com Inc. said it's pulling out of a plan to build a headquarters in New York City, after a backlash from some residents and politicians.

Rep. Blaine Luetkemeyer, R-Mo., told the mortgage giants' chief federal regulator that the Financial Accounting Standards Board’s new model for estimating loan losses could pose risk across the mortgage market.

Mortgages rates fell to their lowest levels since early 2018, but positive news involving trade and no new shutdown could send them rising again, according to Freddie Mac.

From Romeo, Colo., to Valentines, Va., here's a look at closing costs in some of the country's romantically-named cities this Valentine's Day.

The private equity acquisition of the fintech vendor Ellie Mae will give it some breathing room in a declining originations market because it will have a more patient and strategic investor than its myriad shareholders as a public company.

Ginnie Mae should not overreact in supervising smaller, more diversified mortgage bankers, but rather scale its approach in line with the concentration of risk that different-sized servicers pose.