Originations

Bankers joined loan guarantors in pushing the Federal Housing Finance Agency to ease proposed capital rules for mortgage insurers, saying the plan will make borrowing less affordable for homebuyers unless it's revised.

Many lenders are wary of replacing their loan origination systems in order to outsource their operations. So Genpact Mortgage Services is offering an option that lets lenders add only the technology components they need.

Allegations lenders failed to lend in certain geographic areas that are racially or ethnically diverse are mounting.

The $2.5 billion-asset QCR said in a press release Friday that the new company will include the mortgage staff from its Quad City Bank & Trust.

A conservative housing critic and liberal consumer advocate have created a 15-year home loan for low-income borrowers to build more equity.

A recent Zacks report finds new data combined with higher homebuyer and homebuilder confidence will lead to a pickup in the housing market this fall.

A year after mortgage industry employment hit a five-year high — and subsequently dropped for nine straight months — lenders added staff for the third consecutive month.

Assurant Specialty Property has expanded its risk management offerings to mortgage servicers and capital market investors by acquiring eMortgage Logic.

Mortgage industry veteran to be trade group's spokesman and representative at hearings.

NorthStar Realty Finance Corp. in New York expects to raise approximately $414 million through a public offering.

Real estate agents have a lot of advice for mortgage lenders about how to do their job better, according to a new TD Bank survey.

There are steps all of us can take in order to make certain our identities are not stolen, because any of us can become a victim.

Cleveland's Third Federal Savings and Loan has started offering first-lien mortgage refinance and home equity line of credit loans in four new states, plus the District of Columbia.

Cardinal Bank has a new executive vice president of real estate lending.

One reason so many federal thrifts have switched to other charters is that the Qualified Thrift Lender test impedes their commercial lending. However, a top regulator says he wants it eliminated.

Most mortgage industry managers probably feel that the way they manage their businesses is pretty straight forward.

The Mortgage Bankers Association Mortgage Credit Availability Index inched down in August indicating lending standards tightened for most mortgage product categories, except for home improvement and new construction loans.

Mortgage rates held steady for the week ending Sept. 4, according to data released Thursday by Freddie Mac.

More regulations and higher costs are causing an increasing number of smaller financial institutions to consider having someone else originate loans for them.

Take the time to learn and adopt the fundamentals of a solid mortgage lending practice.