Practice and client management

The next 12 months could be a rather bumpy ride for the mortgage industry as consumers take more control over the loan origination process.

The Harnessing Mobile Award commends the development and implementation of mobile technology in the mortgage industry. Learn about this year's finalists and see who won the 2014 MT Award.

Student loans are now cited most often by young buyers as the main expense that prevents them from saving for a down payment on a house.

Having a specialty or a niche helps to keep your business away from being at the mercy of interest rate shoppers.

Social media broadly distributes information to users of financial services, yet also creates a new sphere for potential compliance risks, especially for servicers.

Here are some easy ways to introduce your loan origination group to your clients.

The Online Originator Award acknowledges a lender that has demonstrated a commitment to using Web-based technologies to generate borrower leads and convert them into closed loans. Learn about this year's finalists and see who won the 2014 MT Award.

The 3%-down payment mortgage has been made available to consumers with a speed rarely seen in this business, in large part because more lenders than ever are selling loans directly to Fannie and Freddie.

It is one thing to have production goals for 2015. It is another to have something in place that provides some checks and balances to make sure you stay on track.

Many mortgage originators waste money and get a small return on their investment because they make one or more mistakes when contacting their past, present and future clients by email.

Refinance volume may be waning, but lenders' reliance on consumer direct tools will only increase next year. Plus, the rise of mini-correspondents will keep the warehouse lending renaissance going strong in 2015.

To be a successful mortgage loan originator, you have to be able to function in any kind of real estate market.

Originators need to have quality and consistency in their marketing and public relations.

GuardHill Financial Corp. CEO Alan Rosenbaum has recruited veteran New York City mortgage originator—and former competitor—Melissa Cohn to bring an under-the-radar lender out of the shadows.

Marketplace lender Social Finance may pursue a larger initial public offering than expected, CEO Mike Cagney said. Progress in its mortgage business and a new lending app will be pivotal to the company's future, he said.

Here are three ideas that can be implemented between now and Jan. 2 to get your business in 2015 off to a flying start.

Creating a business strategy for 2015 detailing the steps and changes you must take to be successful.

Making some small changes to these metrics could quickly increase your number of loans closed.

After 20 years in the business, Bliss Sawyer shares some observations about originating mortgages that she learned over time.

Meeting people and getting to know them remains the most successful way of getting new clients.