Fannie Mae, Freddie Mac shifts and lender impact
Wall Street Bloomberg

Late last year, commercial bank holdings of mortgage paper reached the highest level since 2023 as these depositories are flush with deposits.

Bill spent 30 years at growth-oriented healthcare companies as a controller, chief financial officer and president. He's led multiple acquisitions ranging in size from a few hundred thousand dollars in revenue to hundreds of millions. Bill also led sourcing, due diligence, financing and financial integration for these transactions.

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Maintenance of key mortgage tools requires a nuanced strategy as the full cost will stretch across the tech stack, but inaction could be worse, experts say.
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Depositories, credit unions and nonbank lenders have different needs from their loan origination software, and smaller lenders are more agile customers.