- Sep 16-17, 2025|San Diego, CA
Housing finance players accused of wronging consumers slammed the lawsuits as politically motivated efforts by former Biden-era bureau director Rohit Chopra.
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Trended credit data that the industry's increasingly required to use could help mortgage firms better forecast delinquencies and prepayments, a new study finds.
September 19
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While the Freddie Mac survey found the 30-year fixed fell 11 basis points, other indicators, including the 10-year Treasury yield, have all increased.
September 19
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The winner wowed judges with a natural-sounding artificial intelligence tool that also explained its decision-making on the back-end.
September 19
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Agencies must now provide clearer justifications for their interpretations, while Congress needs to draft more precise legislation. The decision could empower banks to challenge agency rules more frequently and potentially prolong regulatory processes, with courts giving less deference to agency interpretations.
September 19
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OceanFirst's own press release points out the federal government has obtained $120 million in relief in similar cases since 2021.
September 18
Lenders recognize the value of regular review of the tech stack, but their approach needs to involve year-round check-ins and conversations with vendors.
There's a 13-percentage-point differential in the use of "advanced" mortgage fraud detection tools between banks and non-banks, with costs as a major reason why.
Depositories, credit unions and nonbank lenders have different needs from their loan origination software, and smaller lenders are more agile customers.
Only 20% of the Top Producers in the National Mortgage News survey were under 40, while almost half were between 41 and 50, and 30% even older.
Those who raced ahead of the pack of loan originators last year went the distance by offering exceptional customer service, catering to niche pockets of demand in the market.
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If issuers take certain steps to manage their interest rate exposure they could get a break on new nonbank requirements set to take effect soon.
November 7
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At a minimum, president-elect Donald Trump can make two appointments to the Federal Reserve Board of Governors and choose new leadership. But more substantial changes could be in the offing.
November 7
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Experts anticipate a pullback in regulatory action and some potential pain for home builders but long-term interest rate impacts are a major question mark.
November 6
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The company plans to increase investments in its proprietary products as well as marketing initiatives with expectations of originations growth next year.
November 6
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Value adjustments to Guild's MSRs totaled a loss of $145.8 million, the nonbanks third quarter earnings show.
November 6
