Origination

Here's a look at the 12 cities with the biggest gap between the current wages needed to buy a home and the historical average, a sign a housing bubble might be brewing.

Some lenders are tapping artificial intelligence and machine learning to improve operational efficiency and enhance the borrower experience, but complexities do exist in implementing the technology.

Mortgage rates dropped slightly for the first time after five weeks of increases, but this is only a temporary lull as the economy remains strong, Freddie Mac said.

Lenders offered fewer government-guaranteed mortgage programs in September, leading to an overall decline in mortgage credit availability, according to the Mortgage Bankers Association.

The median sale price for single-family homes in Connecticut hit the highest level for August in five years, even as the number of houses sold decreased by 4.2% over the same period a year earlier.

Baton Rouge-area home sales were 7.4% lower in August than the year before as real estate activity dropped across the board.

While digital expansion of the mortgage application process increases convenience, it inherently comes with the downside of heightened fraud risk.

Toronto's housing market continues to settle into a new normal as sales and prices changed little in September.

August's share of conventional mortgages closed by millennials reached a three-year high as lenders added products to meet their lifestyle, Ellie Mae said.

Builder Lennar Corp.'s purchase of CalAtlantic's financial services operations boosted its mortgage segment's earnings in the third quarter as the acquisition offset declines in per-loan profits and refinancing.