Origination

Home loan originations rose by double digits in the third quarter while auto loan originations approached an all-time high, according to new household credit data from the New York Fed.

As more people have gotten into the flipping business, and as home costs continue to increase and inventory shrinks, the profitability of fix and flips has dwindled.

The real action in home prices lately isn't in King County, Wash., where price growth has stabilized.

Mortgage applications increased from one week earlier, although conforming loan interest rates moved back over 4%, according to the Mortgage Bankers Association.

So far farm loans are holding up well, but bankers gathered at an industry conference this week said they are growing increasingly concerned that credit quality will weaken if the U.S. and China don’t reach a deal soon.

A proposal by a single utility threatens to upend California’s sweeping mandate requiring solar panels on almost every new home.

Home sales in October in Acadiana were the highest ever recorded while sales in Lafayette were just shy of a new record.

Overall home-loan delinquencies remain near 20-year lows, but in Iowa, Minnesota, Nebraska, Rhode Island and Wisconsin, they are inching up in moves that may be tied to local economic concerns.

It was long believed down payment assistant programs were recipes for poor loan performance and future delinquencies, but that's not the case, according to a new report.

Mortgage credit availability increased in October from the previous month, as mortgage lenders increased their product offerings outside the government market, according to the Mortgage Bankers Association.