Fannie Mae, Freddie Mac shifts and lender impact
Jerome Powell

Federal Reserve Chair Jerome Powell said the central bank has been served grand jury subpoenas and been threatened with criminal indictment, moves he called "pretexts" to influence interest rates through "political pressure or intimidation."

Trump's Venezuela Meeting Is Shaping Up To Be A Who's Who Of US Oil

Trump's proposed $200B MBS purchase briefly tightened mortgage spreads, but analysts question the long-term impact on mortgage rates and GSE balance sheets.

Sign up for Newsletters
Get the must-read stories and valuable insights delivered directly to your inbox.
  • Daily Briefing
    Delivered Every Weekday
    Ideas that impact your business delivered to your inbox every day.
  • Origination Bulletin
    Delivered Every Weekday
    Headlines, marketing tips, and opinions for loan officers and origination sector professionals.
  • Servicing Bulletin
    Tuesday, Thursday
    Insights and perspectives for the mortgage servicing professional.
  • Technology Bulletin
    Thursday
    A roundup of the latest headlines and opinions on the mortage technology sector.
  • FHFA headquarters in Washington, D.C.

    The Federal Housing Finance Agency should consider allowing small depositories — those defined by regulators to be below $10 billion in total assets — to again make use of structured transactions for seasoned, performing loans, writes the chairman of Whalen Global Advisors.

  • HUD

    Monday’s release of FHA’s annual financial report has renewed calls to end its Life of Loan policy and cut annual premiums back down to pre-crisis levels, the executive director of the Community Home Lenders Association writes.

  • Headquarters Of The Comptroller Of The Currency

    Last week, the world of mortgage servicing got an unpleasant surprise. Cenlar FSB, the nation’s largest subservicer of residential mortgages, was hit with a consent order by the Office of the Comptroller of the Currency alleging “unsafe and unsound” banking practices.

chart visualization
Maintenance of key mortgage tools requires a nuanced strategy as the full cost will stretch across the tech stack, but inaction could be worse, experts say.
Q3&4 LOS by Org Type_ NMN Tech & AI '25.png
Depositories, credit unions and nonbank lenders have different needs from their loan origination software, and smaller lenders are more agile customers.